Automated Underwriting - AUS An AUS is a computer-driven process for determining if a loan applicant is qualified to borrow. This process can be completed within a few minutes. An AUS can return a conditional approval which informs the lender on how to proceed with the loan application. The decision is based on information provided by the applicant and is subject to later verification. Information retrieved includes information about the borrower's credit history and the subject property.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
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Single Family Residence
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Two Family Residence
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Three Family Residence
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Four Family Residence
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$417,000
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$533,850
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$645,300
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$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
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Single Family
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2 Units
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3 Units
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4 Units
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ALBANY
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$200,160
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$256,248
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$256,248
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$309,744
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BIG HORN
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$200,160
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$256,248
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$256,248
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$309,744
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CAMPBELL
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$200,160
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$256,248
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$256,248
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$309,744
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CARBON
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$200,160
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$256,248
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$256,248
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$309,744
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CONVERSE
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$200,160
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$256,248
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$256,248
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$309,744
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CROOK
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$200,160
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$256,248
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$256,248
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$309,744
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FREMONT
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$200,160
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$256,248
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$256,248
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$309,744
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GOSHEN
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$200,160
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$256,248
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$256,248
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$309,744
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HOT SPRINGS
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$200,160
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$256,248
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$256,248
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$309,744
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JOHNSON
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$200,160
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$256,248
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$256,248
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$309,744
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LARAMIE
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$200,160
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$256,248
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$256,248
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$309,744
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LINCOLN
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$200,160
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$256,248
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$256,248
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$309,744
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NATRONA
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$200,160
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$256,248
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$256,248
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$309,744
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NIOBRARA
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$200,160
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$256,248
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$256,248
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$309,744
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PARK
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$200,160
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$256,248
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$256,248
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$309,744
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PLATTE
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$200,160
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$256,248
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$256,248
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$309,744
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SHERIDAN
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$200,160
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$256,248
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$256,248
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$309,744
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SUBLETTE
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$200,160
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$256,248
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$256,248
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$309,744
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SWEETWATER
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$200,160
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$256,248
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$256,248
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$309,744
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TETON
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$362,790
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$464,449
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$464,449
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$561,411
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UINTA
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$200,160
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$256,248
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$256,248
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$309,744
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WASHAKIE
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$200,160
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$256,248
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$256,248
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$309,744
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WESTON
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$200,160
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$256,248
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$256,248
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$309,744
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