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Wisconsin Mortgage Loans: Refinance, Home Equity, Purchase a Home

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Biweekly mortgage
A Biweekly mortgage has payments every two weeks. Since the payments are made every two weeks there are 26 payments made each year. Biweekly payments allow you to pay off the loan with a smaller over-all interest payment due to frequent principal balance reductions.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADAMS $200,160 $256,248 $256,248 $309,744
ASHLAND $200,160 $256,248 $256,248 $309,744
BARRON $200,160 $256,248 $256,248 $309,744
BAYFIELD $200,160 $256,248 $256,248 $309,744
BROWN $200,160 $256,248 $256,248 $309,744
BUFFALO $200,160 $256,248 $256,248 $309,744
BURNETT $200,160 $256,248 $256,248 $309,744
CALUMET $200,160 $256,248 $256,248 $309,744
CHIPPEWA $200,160 $256,248 $256,248 $309,744
CLARK $200,160 $256,248 $256,248 $309,744
COLUMBIA $211,700 $256,248 $256,248 $309,744
CRAWFORD $200,160 $256,248 $256,248 $309,744
DANE $211,700 $256,248 $256,248 $309,744
DODGE $200,160 $256,248 $256,248 $309,744
DOOR $200,160 $256,248 $256,248 $309,744
DOUGLAS $200,160 $256,248 $256,248 $309,744
DUNN $200,160 $256,248 $256,248 $309,744
EAU CLAIRE $200,160 $256,248 $256,248 $309,744
FLORENCE $200,160 $256,248 $256,248 $309,744
FOND DU LAC $200,160 $256,248 $256,248 $309,744
FOREST $200,160 $256,248 $256,248 $309,744
GRANT $200,160 $256,248 $256,248 $309,744
GREEN $200,160 $256,248 $256,248 $309,744
GREEN LAKE $200,160 $256,248 $256,248 $309,744
IOWA $211,700 $256,248 $256,248 $309,744
IRON $200,160 $256,248 $256,248 $309,744
JACKSON $200,160 $256,248 $256,248 $309,744
JEFFERSON $200,160 $256,248 $256,248 $309,744
JUNEAU $200,160 $256,248 $256,248 $309,744
KENOSHA $275,200 $309,962 $309,962 $376,589
KEWAUNEE $200,160 $256,248 $256,248 $309,744
LA CROSSE $200,160 $256,248 $256,248 $309,744
LAFAYETTE $200,160 $256,248 $256,248 $309,744
LANGLADE $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
MANITOWOC $200,160 $256,248 $256,248 $309,744
MARATHON $200,160 $256,248 $256,248 $309,744
MARINETTE $200,160 $256,248 $256,248 $309,744
MARQUETTE $200,160 $256,248 $256,248 $309,744
MENOMINEE $200,160 $256,248 $256,248 $309,744
MILWAUKEE $208,700 $256,248 $256,248 $309,744
MONROE $200,160 $256,248 $256,248 $309,744
OCONTO $200,160 $256,248 $256,248 $309,744
ONEIDA $200,160 $256,248 $256,248 $309,744
OUTAGAMIE $200,160 $256,248 $256,248 $309,744
OZAUKEE $208,700 $256,248 $256,248 $309,744
PEPIN $200,160 $256,248 $256,248 $309,744
PIERCE $251,750 $275,525 $275,525 $334,750
POLK $200,160 $256,248 $256,248 $309,744
PORTAGE $200,160 $256,248 $256,248 $309,744
PRICE $200,160 $256,248 $256,248 $309,744
RACINE $200,160 $256,248 $256,248 $309,744
RICHLAND $200,160 $256,248 $256,248 $309,744
ROCK $200,160 $256,248 $256,248 $309,744
RUSK $200,160 $256,248 $256,248 $309,744
SAUK $200,160 $256,248 $256,248 $309,744
SAWYER $200,160 $256,248 $256,248 $309,744
SHAWANO $200,160 $256,248 $256,248 $309,744
SHEBOYGAN $200,160 $256,248 $256,248 $309,744
ST. CROIX $251,750 $275,525 $275,525 $334,750
TAYLOR $200,160 $256,248 $256,248 $309,744
TREMPEALEAU $200,160 $256,248 $256,248 $309,744
VERNON $200,160 $256,248 $256,248 $309,744
VILAS $200,160 $256,248 $256,248 $309,744
WALWORTH $200,160 $256,248 $256,248 $309,744
WASHBURN $200,160 $256,248 $256,248 $309,744
WASHINGTON $208,700 $256,248 $256,248 $309,744
WAUKESHA $208,700 $256,248 $256,248 $309,744
WAUPACA $200,160 $256,248 $256,248 $309,744
WAUSHARA $200,160 $256,248 $256,248 $309,744
WINNEBAGO $200,160 $256,248 $256,248 $309,744
WOOD $200,160 $256,248 $256,248 $309,744