Fannie Mae Fannie Mae is a federal agency that purchase home loans from lenders. The agency finances their purchased loans by packaging mortgages into pools and then issuing securities against the pools. These securities are guaranteed by the Fannie Mae.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
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Single Family Residence
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Two Family Residence
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Three Family Residence
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Four Family Residence
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$417,000
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$533,850
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$645,300
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$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
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Single Family
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2 Units
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3 Units
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4 Units
|
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BARBOUR
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BERKELEY
|
$269,800
|
$303,880
|
$303,880
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$369,200
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|
BOONE
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BRAXTON
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BROOKE
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CABELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CALHOUN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CLAY
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DODDRIDGE
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FAYETTE
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GILMER
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRANT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GREENBRIER
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HAMPSHIRE
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$253,320
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$285,318
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$285,318
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$346,648
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|
HANCOCK
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$200,160
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$256,248
|
$256,248
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$309,744
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|
HARDY
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
HARRISON
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
JACKSON
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
JEFFERSON
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$362,790
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$464,449
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$464,449
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$561,411
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|
KANAWHA
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$200,160
|
$256,248
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$256,248
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$309,744
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|
LEWIS
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$200,160
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$256,248
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$256,248
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$309,744
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LINCOLN
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$200,160
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$256,248
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$256,248
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$309,744
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LOGAN
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$200,160
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$256,248
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$256,248
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$309,744
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MARION
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$200,160
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$256,248
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$256,248
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$309,744
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MARSHALL
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$200,160
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$256,248
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$256,248
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$309,744
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MASON
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$200,160
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$256,248
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$256,248
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$309,744
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MCDOWELL
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$200,160
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$256,248
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$256,248
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$309,744
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MERCER
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$200,160
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$256,248
|
$256,248
|
$309,744
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MINERAL
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$200,160
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$256,248
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$256,248
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$309,744
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|
MINGO
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$200,160
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$256,248
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$256,248
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$309,744
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|
MONONGALIA
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$200,160
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$256,248
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$256,248
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$309,744
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|
MONROE
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$200,160
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$256,248
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$256,248
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$309,744
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MORGAN
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$269,800
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$303,880
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$303,880
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$369,200
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NICHOLAS
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$200,160
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$256,248
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$256,248
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$309,744
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|
OHIO
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$200,160
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$256,248
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$256,248
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$309,744
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PENDLETON
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$200,160
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$256,248
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$256,248
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$309,744
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PLEASANTS
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$200,160
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$256,248
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$256,248
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$309,744
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POCAHONTAS
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$200,160
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$256,248
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$256,248
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$309,744
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PRESTON
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$200,160
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$256,248
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$256,248
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$309,744
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|
PUTNAM
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
RALEIGH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
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|
RANDOLPH
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
RITCHIE
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
ROANE
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$200,160
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$256,248
|
$256,248
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$309,744
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|
SUMMERS
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$200,160
|
$256,248
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$256,248
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$309,744
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|
TAYLOR
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$200,160
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$256,248
|
$256,248
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$309,744
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|
TUCKER
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$200,160
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$256,248
|
$256,248
|
$309,744
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|
TYLER
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$200,160
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$256,248
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$256,248
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$309,744
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|
UPSHUR
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
WAYNE
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
WEBSTER
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WETZEL
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WIRT
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WOOD
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$200,160
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$256,248
|
$256,248
|
$309,744
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|
WYOMING
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
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