Cash Out Refinance A Cash Out Refinance allows you to refinance your property and get a loan for more than the original loan's balance. This additional a loan amount allows you to get cash for things like education, remodeling, payment of bills and generally anything else.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
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Single Family Residence
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Two Family Residence
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Three Family Residence
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Four Family Residence
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$417,000
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$533,850
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$645,300
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$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
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Single Family
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2 Units
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3 Units
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4 Units
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ADAMS
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$200,160
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$256,248
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$256,248
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$309,744
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ASOTIN
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$200,160
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$256,248
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$256,248
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$309,744
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|
BENTON
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$200,160
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$256,248
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$256,248
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$309,744
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CHELAN
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$200,160
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$256,248
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$256,248
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$309,744
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CLALLAM
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$225,150
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$256,248
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$256,248
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$309,744
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CLARK
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$284,600
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$320,550
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$320,550
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$389,450
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|
COLUMBIA
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$200,160
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$256,248
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$256,248
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$309,744
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COWLITZ
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$200,160
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$256,248
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$256,248
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$309,744
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DOUGLAS
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$200,160
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$256,248
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$256,248
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$309,744
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FERRY
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$200,160
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$256,248
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$256,248
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$309,744
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FRANKLIN
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$200,160
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$256,248
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$256,248
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$309,744
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GARFIELD
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$200,160
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$256,248
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$256,248
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$309,744
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GRANT
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$200,160
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$256,248
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$256,248
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$309,744
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GRAYS HARBOR
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$200,160
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$256,248
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$256,248
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$309,744
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ISLAND
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$278,800
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$314,016
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$314,016
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$381,550
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JEFFERSON
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$319,200
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$359,520
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$359,520
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$436,800
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KING
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$360,950
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$406,500
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$406,500
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$493,900
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KITSAP
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$261,250
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$294,250
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$294,250
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$357,500
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KITTITAS
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$200,160
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$256,248
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$256,248
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$309,744
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KLICKITAT
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$200,160
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$256,248
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$256,248
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$309,744
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LEWIS
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$200,160
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$256,248
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$256,248
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$309,744
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LINCOLN
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$200,160
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$256,248
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$256,248
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$309,744
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MASON
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$200,160
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$256,248
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$256,248
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$309,744
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OKANOGAN
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$200,160
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$256,248
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$256,248
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$309,744
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PACIFIC
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$200,160
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$256,248
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$256,248
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$309,744
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PEND OREILLE
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$200,160
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$256,248
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$256,248
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$309,744
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PIERCE
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$360,950
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$406,500
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$406,500
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$493,500
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SAN JUAN
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$362,790
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$454,750
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$454,750
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$552,500
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SKAGIT
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$243,200
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$273,920
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$273,920
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$332,800
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SKAMANIA
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$284,600
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$320,550
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$320,550
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$389,450
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SNOHOMISH
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$360,950
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$406,500
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$406,500
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$493,900
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SPOKANE
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$200,160
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$256,248
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$256,248
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$309,744
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STEVENS
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$200,160
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$256,248
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$256,248
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$309,744
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THURSTON
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$223,250
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$256,248
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$256,248
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$309,744
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WAHKIAKUM
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$200,160
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$256,248
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$256,248
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$309,744
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WALLA WALLA
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$200,160
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$256,248
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$256,248
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$309,744
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WHATCOM
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$256,400
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$288,750
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$288,750
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$350,850
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WHITMAN
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$200,160
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$256,248
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$256,248
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$309,744
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YAKIMA
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$200,160
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$256,248
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$256,248
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$309,744
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