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Washington Mortgage Loans: Refinance, Home Equity, Purchase a Home

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Washington Mortgage - Get mortgage rate quotes from our competitive Lenders

Let our competitive Mortgage Lenders give you a great rate on your next home loan. Get cash out or change your rate and term, buy a house.

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Washington Mortgage, Home Equity Home Equity Loan
Get rate quotes to borrow against the equity in your home.

Refinance Refinance Your Current Loan
Get rate quotes and see how much you can save by refinancing your current home loan.

Buy a house, no money down Purchase Home Loan
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Cash Out Refinance
A Cash Out Refinance allows you to refinance your property and get a loan for more than the original loan's balance. This additional a loan amount allows you to get cash for things like education, remodeling, payment of bills and generally anything else.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADAMS $200,160 $256,248 $256,248 $309,744
ASOTIN $200,160 $256,248 $256,248 $309,744
BENTON $200,160 $256,248 $256,248 $309,744
CHELAN $200,160 $256,248 $256,248 $309,744
CLALLAM $225,150 $256,248 $256,248 $309,744
CLARK $284,600 $320,550 $320,550 $389,450
COLUMBIA $200,160 $256,248 $256,248 $309,744
COWLITZ $200,160 $256,248 $256,248 $309,744
DOUGLAS $200,160 $256,248 $256,248 $309,744
FERRY $200,160 $256,248 $256,248 $309,744
FRANKLIN $200,160 $256,248 $256,248 $309,744
GARFIELD $200,160 $256,248 $256,248 $309,744
GRANT $200,160 $256,248 $256,248 $309,744
GRAYS HARBOR $200,160 $256,248 $256,248 $309,744
ISLAND $278,800 $314,016 $314,016 $381,550
JEFFERSON $319,200 $359,520 $359,520 $436,800
KING $360,950 $406,500 $406,500 $493,900
KITSAP $261,250 $294,250 $294,250 $357,500
KITTITAS $200,160 $256,248 $256,248 $309,744
KLICKITAT $200,160 $256,248 $256,248 $309,744
LEWIS $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
MASON $200,160 $256,248 $256,248 $309,744
OKANOGAN $200,160 $256,248 $256,248 $309,744
PACIFIC $200,160 $256,248 $256,248 $309,744
PEND OREILLE $200,160 $256,248 $256,248 $309,744
PIERCE $360,950 $406,500 $406,500 $493,500
SAN JUAN $362,790 $454,750 $454,750 $552,500
SKAGIT $243,200 $273,920 $273,920 $332,800
SKAMANIA $284,600 $320,550 $320,550 $389,450
SNOHOMISH $360,950 $406,500 $406,500 $493,900
SPOKANE $200,160 $256,248 $256,248 $309,744
STEVENS $200,160 $256,248 $256,248 $309,744
THURSTON $223,250 $256,248 $256,248 $309,744
WAHKIAKUM $200,160 $256,248 $256,248 $309,744
WALLA WALLA $200,160 $256,248 $256,248 $309,744
WHATCOM $256,400 $288,750 $288,750 $350,850
WHITMAN $200,160 $256,248 $256,248 $309,744
YAKIMA $200,160 $256,248 $256,248 $309,744