Fannie Mae Fannie Mae is a federal agency that purchase home loans from lenders. The agency finances their purchased loans by packaging mortgages into pools and then issuing securities against the pools. These securities are guaranteed by the Fannie Mae.
|
First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
|
Single Family Residence
|
Two Family Residence
|
Three Family Residence
|
Four Family Residence
|
|
$417,000
|
$533,850
|
$645,300
|
$801,950
|
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
|
FHA mortgage loan limts by County:
|
County
|
Single Family
|
2 Units
|
3 Units
|
4 Units
|
|
ACCOMACK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ALBEMARLE
|
$261,250
|
$294,250
|
$294,250
|
$357,500
|
|
ALEXANDRIA
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
ALLEGHANY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
AMELIA
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
AMHERST
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
APPOMATTOX
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ARLINGTON
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
AUGUSTA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BATH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BEDFORD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BEDFORD IND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BLAND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BOTETOURT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BRISTOL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BRUNSWICK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BUCHANAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BUCKINGHAM
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BUENA VISTA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CAMPBELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CAROLINE
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
CARROLL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHARLES CITY
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
CHARLOTTE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHARLOTTESVILLE
|
$261,250
|
$294,250
|
$294,250
|
$357,500
|
|
CHESAPEAKE
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
CHESTERFIELD
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
CLARKE
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
CLIFTON FORGE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
COLONIAL HEIGHT
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
COVINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CRAIG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CULPEPER
|
$290,319
|
$340,816
|
$340,816
|
$414,076
|
|
CUMBERLAND
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
DANVILLE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DICKENSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DINWIDDIE
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
EMPORIA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ESSEX
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FAIRFAX
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
FAIRFAX IND
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
FALLS CHURCH
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
FAUQUIER
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
FLOYD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FLUVANNA
|
$261,250
|
$294,250
|
$294,250
|
$357,500
|
|
FRANKLIN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FRANKLIN IND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FREDERICK
|
$253,320
|
$285,318
|
$285,318
|
$346,648
|
|
FREDERICKSBURG
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
GALAX
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GILES
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GLOUCESTER
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
GOOCHLAND
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
GRAYSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GREENE
|
$261,250
|
$294,250
|
$294,250
|
$357,500
|
|
GREENSVILLE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HALIFAX
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HAMPTON
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
HANOVER
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
HARRISONBURG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HENRICO
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
HENRY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HIGHLAND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HOPEWELL
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
ISLE OF WIGHT
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
JAMES CITY
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
KING AND QUEEN
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
KING GEORGE
|
$290,319
|
$340,816
|
$340,816
|
$414,076
|
|
KING WILLIAM
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
LANCASTER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LEXINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LOUDOUN
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
LOUISA
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
LUNENBURG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LYNCHBURG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MADISON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MANASSAS
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
MANASSAS PARK
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
MARTINSVILLE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MATHEWS
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
MECKLENBURG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MIDDLESEX
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MONTGOMERY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NELSON
|
$261,250
|
$294,250
|
$294,250
|
$357,500
|
|
NEW KENT
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
NEWPORT NEWS
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
NORFOLK
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
NORTHAMPTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NORTHUMBERLAND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NORTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NOTTOWAY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ORANGE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PAGE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PATRICK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PETERSBURG
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
PITTSYLVANIA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
POQUOSON
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
PORTSMOUTH
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
POWHATAN
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
PRINCE EDWARD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PRINCE GEORGE
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
PRINCE WILLIAM
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
PULASKI
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RADFORD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RAPPAHANNOCK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RICHMOND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RICHMOND IND
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
ROANOKE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ROANOKE IND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ROCKBRIDGE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ROCKINGHAM
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RUSSELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SALEM
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SCOTT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SHENANDOAH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SMYTH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SOUTHAMPTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SPOTSYLVANIA
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
STAFFORD
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
STAUNTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SUFFOLK
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
SURRY
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
SUSSEX
|
$256,500
|
$288,900
|
$288,900
|
$351,000
|
|
TAZEWELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
VIRGINIA BEACH
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
WARREN
|
$362,790
|
$464,449
|
$464,449
|
$561,411
|
|
WASHINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WAYNESBORO
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WESTMORELAND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WILLIAMSBURG
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
WINCHESTER
|
$253,320
|
$285,318
|
$285,318
|
$346,648
|
|
WISE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WYTHE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
YORK
|
$313,500
|
$353,100
|
$353,100
|
$429,000
|
|
|