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Vermont Mortgage Loans: Refinance, Home Equity, Purchase a Home


Vermont Mortgage - Get mortgage rate quotes from our competitive Lenders

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Vermont Mortgage, Home Equity Home Equity Loan
Get rate quotes to borrow against the equity in your home.

Refinance Refinance Your Current Loan
Get rate quotes and see how much you can save by refinancing your current home loan.

Buy a house, no money down Purchase Home Loan
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Bimonthly Mortgage
A Bimonthly Mortgage has payments twice a month. The borrower pays half the monthly payment on the first day of the month, and the other half on the 15th. Bimonthly payments allow you to pay off the loan with a smaller over-all interest payment due to frequent principal balance reductions.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADDISON $200,160 $256,248 $256,248 $309,744
BENNINGTON $200,160 $256,248 $256,248 $309,744
CALEDONIA $200,160 $256,248 $256,248 $309,744
CHITTENDEN $237,975 $268,035 $268,035 $325,650
ESSEX $200,160 $256,248 $256,248 $309,744
FRANKLIN $237,975 $268,035 $268,035 $325,650
GRAND ISLE $237,975 $268,035 $268,035 $325,650
LAMOILLE $200,160 $256,248 $256,248 $309,744
ORANGE $200,160 $256,248 $256,248 $309,744
ORLEANS $200,160 $256,248 $256,248 $309,744
RUTLAND $200,160 $256,248 $256,248 $309,744
WASHINGTON $200,160 $256,248 $256,248 $309,744
WINDHAM $200,160 $256,248 $256,248 $309,744
WINDSOR $200,160 $256,248 $256,248 $309,744