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Balloon Payment
A Balloon Payment is the loan balance remaining at the end of the loan's repayment term. If a loan is amortized for 360 months and the loan is to be repaid at the end of the 180th month, there will be a significant payment due on the 180th month to repay the lender.
First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006
Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ANDERSON $200,160 $256,248 $256,248 $309,744
ANDREWS $200,160 $256,248 $256,248 $309,744
ANGELINA $200,160 $256,248 $256,248 $309,744
ARANSAS $200,160 $256,248 $256,248 $309,744
ARCHER $200,160 $256,248 $256,248 $309,744
ARMSTRONG $200,160 $256,248 $256,248 $309,744
ATASCOSA $200,160 $256,248 $256,248 $309,744
AUSTIN $200,160 $256,248 $256,248 $309,744
BAILEY $200,160 $256,248 $256,248 $309,744
BANDERA $200,160 $256,248 $256,248 $309,744
BASTROP $200,160 $256,248 $256,248 $309,744
BAYLOR $200,160 $256,248 $256,248 $309,744
BEE $200,160 $256,248 $256,248 $309,744
BELL $200,160 $256,248 $256,248 $309,744
BEXAR $200,160 $256,248 $256,248 $309,744
BLANCO $200,160 $256,248 $256,248 $309,744
BORDEN $200,160 $256,248 $256,248 $309,744
BOSQUE $200,160 $256,248 $256,248 $309,744
BOWIE $200,160 $256,248 $256,248 $309,744
BRAZORIA $200,160 $256,248 $256,248 $309,744
BRAZOS $200,160 $256,248 $256,248 $309,744
BREWSTER $200,160 $256,248 $256,248 $309,744
BRISCOE $200,160 $256,248 $256,248 $309,744
BROOKS $200,160 $256,248 $256,248 $309,744
BROWN $200,160 $256,248 $256,248 $309,744
BURLESON $200,160 $256,248 $256,248 $309,744
BURNET $200,160 $256,248 $256,248 $309,744
CALDWELL $200,160 $256,248 $256,248 $309,744
CALHOUN $200,160 $256,248 $256,248 $309,744
CALLAHAN $200,160 $256,248 $256,248 $309,744
CAMERON $200,160 $256,248 $256,248 $309,744
CAMP $200,160 $256,248 $256,248 $309,744
CARSON $200,160 $256,248 $256,248 $309,744
CASS $200,160 $256,248 $256,248 $309,744
CASTRO $200,160 $256,248 $256,248 $309,744
CHAMBERS $200,160 $256,248 $256,248 $309,744
CHEROKEE $200,160 $256,248 $256,248 $309,744
CHILDRESS $200,160 $256,248 $256,248 $309,744
CLAY $200,160 $256,248 $256,248 $309,744
COCHRAN $200,160 $256,248 $256,248 $309,744
COKE $200,160 $256,248 $256,248 $309,744
COLEMAN $200,160 $256,248 $256,248 $309,744
COLLIN $200,160 $256,248 $256,248 $309,744
COLLINGSWORTH $200,160 $256,248 $256,248 $309,744
COLORADO $200,160 $256,248 $256,248 $309,744
COMAL $200,160 $256,248 $256,248 $309,744
COMANCHE $200,160 $256,248 $256,248 $309,744
CONCHO $200,160 $256,248 $256,248 $309,744
COOKE $200,160 $256,248 $256,248 $309,744
CORYELL $200,160 $256,248 $256,248 $309,744
COTTLE $200,160 $256,248 $256,248 $309,744
CRANE $200,160 $256,248 $256,248 $309,744
CROCKETT $200,160 $256,248 $256,248 $309,744
CROSBY $200,160 $256,248 $256,248 $309,744
CULBERSON $200,160 $256,248 $256,248 $309,744
DALLAM $200,160 $256,248 $256,248 $309,744
DALLAS $200,160 $256,248 $256,248 $309,744
DAWSON $200,160 $256,248 $256,248 $309,744
DE WITT $200,160 $256,248 $256,248 $309,744
DEAF SMITH $200,160 $256,248 $256,248 $309,744
DELTA $200,160 $256,248 $256,248 $309,744
DENTON $200,160 $256,248 $256,248 $309,744
DICKENS $200,160 $256,248 $256,248 $309,744
DIMMIT $200,160 $256,248 $256,248 $309,744
DONLEY $200,160 $256,248 $256,248 $309,744
DUVAL $200,160 $256,248 $256,248 $309,744
EASTLAND $200,160 $256,248 $256,248 $309,744
ECTOR $200,160 $256,248 $256,248 $309,744
EDWARDS $200,160 $256,248 $256,248 $309,744
EL PASO $200,160 $256,248 $256,248 $309,744
ELLIS $200,160 $256,248 $256,248 $309,744
ERATH $200,160 $256,248 $256,248 $309,744
FALLS $200,160 $256,248 $256,248 $309,744
FANNIN $200,160 $256,248 $256,248 $309,744
FAYETTE $200,160 $256,248 $256,248 $309,744
FISHER $200,160 $256,248 $256,248 $309,744
FLOYD $200,160 $256,248 $256,248 $309,744
FOARD $200,160 $256,248 $256,248 $309,744
FORT BEND $200,160 $256,248 $256,248 $309,744
FRANKLIN $200,160 $256,248 $256,248 $309,744
FREESTONE $200,160 $256,248 $256,248 $309,744
FRIO $200,160 $256,248 $256,248 $309,744
GAINES $200,160 $256,248 $256,248 $309,744
GALVESTON $200,160 $256,248 $256,248 $309,744
GARZA $200,160 $256,248 $256,248 $309,744
GILLESPIE $200,160 $256,248 $256,248 $309,744
GLASSCOCK $200,160 $256,248 $256,248 $309,744
GOLIAD $200,160 $256,248 $256,248 $309,744
GONZALES $200,160 $256,248 $256,248 $309,744
GRAY $200,160 $256,248 $256,248 $309,744
GRAYSON $200,160 $256,248 $256,248 $309,744
GREGG $200,160 $256,248 $256,248 $309,744
GRIMES $200,160 $256,248 $256,248 $309,744
GUADALUPE $200,160 $256,248 $256,248 $309,744
HALE $200,160 $256,248 $256,248 $309,744
HALL $200,160 $256,248 $256,248 $309,744
HAMILTON $200,160 $256,248 $256,248 $309,744
HANSFORD $200,160 $256,248 $256,248 $309,744
HARDEMAN $200,160 $256,248 $256,248 $309,744
HARDIN $200,160 $256,248 $256,248 $309,744
HARRIS $200,160 $256,248 $256,248 $309,744
HARRISON $200,160 $256,248 $256,248 $309,744
HARTLEY $200,160 $256,248 $256,248 $309,744
HASKELL $200,160 $256,248 $256,248 $309,744
HAYS $200,160 $256,248 $256,248 $309,744
HEMPHILL $200,160 $256,248 $256,248 $309,744
HENDERSON $200,160 $256,248 $256,248 $309,744
HIDALGO $200,160 $256,248 $256,248 $309,744
HILL $200,160 $256,248 $256,248 $309,744
HOCKLEY $200,160 $256,248 $256,248 $309,744
HOOD $200,160 $256,248 $256,248 $309,744
HOPKINS $200,160 $256,248 $256,248 $309,744
HOUSTON $200,160 $256,248 $256,248 $309,744
HOWARD $200,160 $256,248 $256,248 $309,744
HUDSPETH $200,160 $256,248 $256,248 $309,744
HUNT $200,160 $256,248 $256,248 $309,744
HUTCHINSON $200,160 $256,248 $256,248 $309,744
IRION $200,160 $256,248 $256,248 $309,744
JACK $200,160 $256,248 $256,248 $309,744
JACKSON $200,160 $256,248 $256,248 $309,744
JASPER $200,160 $256,248 $256,248 $309,744
JEFF DAVIS $200,160 $256,248 $256,248 $309,744
JEFFERSON $200,160 $256,248 $256,248 $309,744
JIM HOGG $200,160 $256,248 $256,248 $309,744
JIM WELLS $200,160 $256,248 $256,248 $309,744
JOHNSON $200,160 $256,248 $256,248 $309,744
JONES $200,160 $256,248 $256,248 $309,744
KARNES $200,160 $256,248 $256,248 $309,744
KAUFMAN $200,160 $256,248 $256,248 $309,744
KENDALL $200,160 $256,248 $256,248 $309,744
KENEDY $200,160 $256,248 $256,248 $309,744
KENT $200,160 $256,248 $256,248 $309,744
KERR $200,160 $256,248 $256,248 $309,744
KIMBLE $200,160 $256,248 $256,248 $309,744
KING $200,160 $256,248 $256,248 $309,744
KINNEY $200,160 $256,248 $256,248 $309,744
KLEBERG $200,160 $256,248 $256,248 $309,744
KNOX $200,160 $256,248 $256,248 $309,744
LA SALLE $200,160 $256,248 $256,248 $309,744
LAMAR $200,160 $256,248 $256,248 $309,744
LAMB $200,160 $256,248 $256,248 $309,744
LAMPASAS $200,160 $256,248 $256,248 $309,744
LAVACA $200,160 $256,248 $256,248 $309,744
LEE $200,160 $256,248 $256,248 $309,744
LEON $200,160 $256,248 $256,248 $309,744
LIBERTY $200,160 $256,248 $256,248 $309,744
LIMESTONE $200,160 $256,248 $256,248 $309,744
LIPSCOMB $200,160 $256,248 $256,248 $309,744
LIVE OAK $200,160 $256,248 $256,248 $309,744
LLANO $200,160 $256,248 $256,248 $309,744
LOVING $200,160 $256,248 $256,248 $309,744
LUBBOCK $200,160 $256,248 $256,248 $309,744
LYNN $200,160 $256,248 $256,248 $309,744
MADISON $200,160 $256,248 $256,248 $309,744
MARION $200,160 $256,248 $256,248 $309,744
MARTIN $200,160 $256,248 $256,248 $309,744
MASON $200,160 $256,248 $256,248 $309,744
MATAGORDA $200,160 $256,248 $256,248 $309,744
MAVERICK $200,160 $256,248 $256,248 $309,744
MCCULLOCH $200,160 $256,248 $256,248 $309,744
MCLENNAN $200,160 $256,248 $256,248 $309,744
MCMULLEN $200,160 $256,248 $256,248 $309,744
MEDINA $200,160 $256,248 $256,248 $309,744
MENARD $200,160 $256,248 $256,248 $309,744
MIDLAND $200,160 $256,248 $256,248 $309,744
MILAM $200,160 $256,248 $256,248 $309,744
MILLS $200,160 $256,248 $256,248 $309,744
MITCHELL $200,160 $256,248 $256,248 $309,744
MONTAGUE $200,160 $256,248 $256,248 $309,744
MONTGOMERY $200,160 $256,248 $256,248 $309,744
MOORE $200,160 $256,248 $256,248 $309,744
MORRIS $200,160 $256,248 $256,248 $309,744
MOTLEY $200,160 $256,248 $256,248 $309,744
NACOGDOCHES $200,160 $256,248 $256,248 $309,744
NAVARRO $200,160 $256,248 $256,248 $309,744
NEWTON $200,160 $256,248 $256,248 $309,744
NOLAN $200,160 $256,248 $256,248 $309,744
NUECES $200,160 $256,248 $256,248 $309,744
OCHILTREE $200,160 $256,248 $256,248 $309,744
OLDHAM $200,160 $256,248 $256,248 $309,744
ORANGE $200,160 $256,248 $256,248 $309,744
PALO PINTO $200,160 $256,248 $256,248 $309,744
PANOLA $200,160 $256,248 $256,248 $309,744
PARKER $200,160 $256,248 $256,248 $309,744
PARMER $200,160 $256,248 $256,248 $309,744
PECOS $200,160 $256,248 $256,248 $309,744
POLK $200,160 $256,248 $256,248 $309,744
POTTER $200,160 $256,248 $256,248 $309,744
PRESIDIO $200,160 $256,248 $256,248 $309,744
RAINS $200,160 $256,248 $256,248 $309,744
RANDALL $200,160 $256,248 $256,248 $309,744
REAGAN $200,160 $256,248 $256,248 $309,744
REAL $200,160 $256,248 $256,248 $309,744
RED RIVER $200,160 $256,248 $256,248 $309,744
REEVES $200,160 $256,248 $256,248 $309,744
REFUGIO $200,160 $256,248 $256,248 $309,744
ROBERTS $200,160 $256,248 $256,248 $309,744
ROBERTSON $200,160 $256,248 $256,248 $309,744
ROCKWALL $200,160 $256,248 $256,248 $309,744
RUNNELS $200,160 $256,248 $256,248 $309,744
RUSK $200,160 $256,248 $256,248 $309,744
SABINE $200,160 $256,248 $256,248 $309,744
SAN AUGUSTINE $200,160 $256,248 $256,248 $309,744
SAN JACINTO $200,160 $256,248 $256,248 $309,744
SAN PATRICIO $200,160 $256,248 $256,248 $309,744
SAN SABA $200,160 $256,248 $256,248 $309,744
SCHLEICHER $200,160 $256,248 $256,248 $309,744
SCURRY $200,160 $256,248 $256,248 $309,744
SHACKELFORD $200,160 $256,248 $256,248 $309,744
SHELBY $200,160 $256,248 $256,248 $309,744
SHERMAN $200,160 $256,248 $256,248 $309,744
SMITH $200,160 $256,248 $256,248 $309,744
SOMERVELL $200,160 $256,248 $256,248 $309,744
STARR $200,160 $256,248 $256,248 $309,744
STEPHENS $200,160 $256,248 $256,248 $309,744
STERLING $200,160 $256,248 $256,248 $309,744
STONEWALL $200,160 $256,248 $256,248 $309,744
SUTTON $200,160 $256,248 $256,248 $309,744
SWISHER $200,160 $256,248 $256,248 $309,744
TARRANT $200,160 $256,248 $256,248 $309,744
TAYLOR $200,160 $256,248 $256,248 $309,744
TERRELL $200,160 $256,248 $256,248 $309,744
TERRY $200,160 $256,248 $256,248 $309,744
THROCKMORTON $200,160 $256,248 $256,248 $309,744
TITUS $200,160 $256,248 $256,248 $309,744
TOM GREEN $200,160 $256,248 $256,248 $309,744
TRAVIS $200,160 $256,248 $256,248 $309,744
TRINITY $200,160 $256,248 $256,248 $309,744
TYLER $200,160 $256,248 $256,248 $309,744
UPSHUR $200,160 $256,248 $256,248 $309,744
UPTON $200,160 $256,248 $256,248 $309,744
UVALDE $200,160 $256,248 $256,248 $309,744
VAL VERDE $200,160 $256,248 $256,248 $309,744
VAN ZANDT $200,160 $256,248 $256,248 $309,744
VICTORIA $200,160 $256,248 $256,248 $309,744
WALKER $200,160 $256,248 $256,248 $309,744
WALLER $200,160 $256,248 $256,248 $309,744
WARD $200,160 $256,248 $256,248 $309,744
WASHINGTON $200,160 $256,248 $256,248 $309,744
WEBB $200,160 $256,248 $256,248 $309,744
WHARTON $200,160 $256,248 $256,248 $309,744
WHEELER $200,160 $256,248 $256,248 $309,744
WICHITA $200,160 $256,248 $256,248 $309,744
WILBARGER $200,160 $256,248 $256,248 $309,744
WILLACY $200,160 $256,248 $256,248 $309,744
WILLIAMSON $200,160 $256,248 $256,248 $309,744
WILSON $200,160 $256,248 $256,248 $309,744
WINKLER $200,160 $256,248 $256,248 $309,744
WISE $200,160 $256,248 $256,248 $309,744
WOOD $200,160 $256,248 $256,248 $309,744
YOAKUM $200,160 $256,248 $256,248 $309,744
YOUNG $200,160 $256,248 $256,248 $309,744
ZAPATA $200,160 $256,248 $256,248 $309,744
ZAVALA $200,160 $256,248 $256,248 $309,744
 
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