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Tennessee Mortgage Loans: Refinance, Home Equity, Purchase a Home

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Biweekly mortgage
A Biweekly mortgage has payments every two weeks. Since the payments are made every two weeks there are 26 payments made each year. Biweekly payments allow you to pay off the loan with a smaller over-all interest payment due to frequent principal balance reductions.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ANDERSON $200,160 $256,248 $256,248 $309,744
BEDFORD $200,160 $256,248 $256,248 $309,744
BENTON $200,160 $256,248 $256,248 $309,744
BLEDSOE $200,160 $256,248 $256,248 $309,744
BLOUNT $200,160 $256,248 $256,248 $309,744
BRADLEY $200,160 $256,248 $256,248 $309,744
CAMPBELL $200,160 $256,248 $256,248 $309,744
CANNON $226,100 $256,248 $256,248 $309,744
CARROLL $200,160 $256,248 $256,248 $309,744
CARTER $200,160 $256,248 $256,248 $309,744
CHEATHAM $226,100 $256,248 $256,248 $309,744
CHESTER $200,160 $256,248 $256,248 $309,744
CLAIBORNE $200,160 $256,248 $256,248 $309,744
CLAY $200,160 $256,248 $256,248 $309,744
COCKE $200,160 $256,248 $256,248 $309,744
COFFEE $200,160 $256,248 $256,248 $309,744
CROCKETT $200,160 $256,248 $256,248 $309,744
CUMBERLAND $200,160 $256,248 $256,248 $309,744
DAVIDSON $226,100 $256,248 $256,248 $309,744
DECATUR $200,160 $256,248 $256,248 $309,744
DEKALB $200,160 $256,248 $256,248 $309,744
DICKSON $226,100 $256,248 $256,248 $309,744
DYER $200,160 $256,248 $256,248 $309,744
FAYETTE $200,160 $256,248 $256,248 $309,744
FENTRESS $200,160 $256,248 $256,248 $309,744
FRANKLIN $200,160 $256,248 $256,248 $309,744
GIBSON $200,160 $256,248 $256,248 $309,744
GILES $200,160 $256,248 $256,248 $309,744
GRAINGER $200,160 $256,248 $256,248 $309,744
GREENE $200,160 $256,248 $256,248 $309,744
GRUNDY $200,160 $256,248 $256,248 $309,744
HAMBLEN $200,160 $256,248 $256,248 $309,744
HAMILTON $200,160 $256,248 $256,248 $309,744
HANCOCK $200,160 $256,248 $256,248 $309,744
HARDEMAN $200,160 $256,248 $256,248 $309,744
HARDIN $200,160 $256,248 $256,248 $309,744
HAWKINS $200,160 $256,248 $256,248 $309,744
HAYWOOD $200,160 $256,248 $256,248 $309,744
HENDERSON $200,160 $256,248 $256,248 $309,744
HENRY $200,160 $256,248 $256,248 $309,744
HICKMAN $226,100 $256,248 $256,248 $309,744
HOUSTON $200,160 $256,248 $256,248 $309,744
HUMPHREYS $200,160 $256,248 $256,248 $309,744
JACKSON $200,160 $256,248 $256,248 $309,744
JEFFERSON $200,160 $256,248 $256,248 $309,744
JOHNSON $200,160 $256,248 $256,248 $309,744
KNOX $200,160 $256,248 $256,248 $309,744
LAKE $200,160 $256,248 $256,248 $309,744
LAUDERDALE $200,160 $256,248 $256,248 $309,744
LAWRENCE $200,160 $256,248 $256,248 $309,744
LEWIS $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
LOUDON $200,160 $256,248 $256,248 $309,744
MACON $226,100 $256,248 $256,248 $309,744
MADISON $200,160 $256,248 $256,248 $309,744
MARION $200,160 $256,248 $256,248 $309,744
MARSHALL $200,160 $256,248 $256,248 $309,744
MAURY $200,160 $256,248 $256,248 $309,744
MCMINN $200,160 $256,248 $256,248 $309,744
MCNAIRY $200,160 $256,248 $256,248 $309,744
MEIGS $200,160 $256,248 $256,248 $309,744
MONROE $200,160 $256,248 $256,248 $309,744
MONTGOMERY $200,160 $256,248 $256,248 $309,744
MOORE $200,160 $256,248 $256,248 $309,744
MORGAN $200,160 $256,248 $256,248 $309,744
OBION $200,160 $256,248 $256,248 $309,744
OVERTON $200,160 $256,248 $256,248 $309,744
PERRY $200,160 $256,248 $256,248 $309,744
PICKETT $200,160 $256,248 $256,248 $309,744
POLK $200,160 $256,248 $256,248 $309,744
PUTNAM $200,160 $256,248 $256,248 $309,744
RHEA $200,160 $256,248 $256,248 $309,744
ROANE $200,160 $256,248 $256,248 $309,744
ROBERTSON $226,100 $256,248 $256,248 $309,744
RUTHERFORD $226,100 $256,248 $256,248 $309,744
SCOTT $200,160 $256,248 $256,248 $309,744
SEQUATCHIE $200,160 $256,248 $256,248 $309,744
SEVIER $200,160 $256,248 $256,248 $309,744
SHELBY $200,160 $256,248 $256,248 $309,744
SMITH $226,100 $256,248 $256,248 $309,744
STEWART $200,160 $256,248 $256,248 $309,744
SULLIVAN $200,160 $256,248 $256,248 $309,744
SUMNER $226,100 $256,248 $256,248 $309,744
TIPTON $200,160 $256,248 $256,248 $309,744
TROUSDALE $226,100 $256,248 $256,248 $309,744
UNICOI $200,160 $256,248 $256,248 $309,744
UNION $200,160 $256,248 $256,248 $309,744
VAN BUREN $200,160 $256,248 $256,248 $309,744
WARREN $200,160 $256,248 $256,248 $309,744
WASHINGTON $200,160 $256,248 $256,248 $309,744
WAYNE $200,160 $256,248 $256,248 $309,744
WEAKLEY $200,160 $256,248 $256,248 $309,744
WHITE $200,160 $256,248 $256,248 $309,744
WILLIAMSON $226,100 $256,248 $256,248 $309,744
WILSON $226,100 $256,248 $256,248 $309,744