Cost of Funds Index - COFI The Cost of Funds Index is one of the many interest rate indexes used to determine interest rate adjustments on an adjustable rate mortgages.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
|
Single Family Residence
|
Two Family Residence
|
Three Family Residence
|
Four Family Residence
|
|
$417,000
|
$533,850
|
$645,300
|
$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
|
Single Family
|
2 Units
|
3 Units
|
4 Units
|
|
AURORA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BEADLE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BENNETT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BON HOMME
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BROOKINGS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BROWN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BRULE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BUFFALO
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BUTTE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CAMPBELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHARLES MIX
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CLARK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CLAY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CODINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CORSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CUSTER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DAVISON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DAY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DEUEL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DEWEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DOUGLAS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
EDMUNDS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FALL RIVER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FAULK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRANT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GREGORY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HAAKON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HAMLIN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HAND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HANSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HARDING
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HUGHES
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HUTCHINSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HYDE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JACKSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JERAULD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JONES
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
KINGSBURY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LAKE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LAWRENCE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LINCOLN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LYMAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MARSHALL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MCCOOK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MCPHERSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MEADE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MELLETTE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MINER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MINNEHAHA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MOODY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PENNINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PERKINS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
POTTER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ROBERTS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SANBORN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SHANNON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SPINK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
STANLEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SULLY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
TODD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
TRIPP
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
TURNER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
UNION
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WALWORTH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
YANKTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ZIEBACH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
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