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South Carolina Mortgage Loans: Refinance, Home Equity, Purchase a Home

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South Carolina Mortgage - Get mortgage rate quotes from our competitive Lenders

Let our competitive Mortgage Lenders give you a great rate on your next home loan. Get cash out or change your rate and term, buy a house.

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South Carolina Mortgage, Home Equity Home Equity Loan
Get rate quotes to borrow against the equity in your home.

Refinance Refinance Your Current Loan
Get rate quotes and see how much you can save by refinancing your current home loan.

Buy a house, no money down Purchase Home Loan
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  This is a Free service which enables you to get great South Carolina Mortgage products from the convienience of your home. Our system will match your request with our database of providers that compete for your business.



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Annual Percentage Rate - APR
APR is the rate that a loan will cost you for the first year of the loan when factoring in APR affecting fees. APR affecting fees can include, Loan Origination, Loan Discount, Appraisal, Underwriting, Processing, Document Preparation, Settlement and Title Preparation. The Loan's rate and fees are calculated to come up with an APR, which allows you to compare competing loans on a level playing field. A low rate loan with higher fees may have a higher APR compared with a higher rate loan with low fees. APR should not be the exclusive criteria when comparing loans.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ABBEVILLE $200,160 $256,248 $256,248 $309,744
AIKEN $200,160 $256,248 $256,248 $309,744
ALLENDALE $200,160 $256,248 $256,248 $309,744
ANDERSON $200,160 $256,248 $256,248 $309,744
BAMBERG $200,160 $256,248 $256,248 $309,744
BARNWELL $200,160 $256,248 $256,248 $309,744
BEAUFORT $284,050 $319,930 $319,930 $388,700
BERKELEY $251,750 $283,550 $283,550 $344,500
CALHOUN $200,160 $256,248 $256,248 $309,744
CHARLESTON $251,750 $283,550 $283,550 $344,500
CHEROKEE $200,160 $256,248 $256,248 $309,744
CHESTER $200,160 $256,248 $256,248 $309,744
CHESTERFIELD $200,160 $256,248 $256,248 $309,744
CLARENDON $200,160 $256,248 $256,248 $309,744
COLLETON $200,160 $256,248 $256,248 $309,744
DARLINGTON $200,160 $256,248 $256,248 $309,744
DILLON $200,160 $256,248 $256,248 $309,744
DORCHESTER $251,750 $283,550 $283,550 $344,500
EDGEFIELD $200,160 $256,248 $256,248 $309,744
FAIRFIELD $200,160 $256,248 $256,248 $309,744
FLORENCE $200,160 $256,248 $256,248 $309,744
GEORGETOWN $200,160 $256,248 $256,248 $309,744
GREENVILLE $200,160 $256,248 $256,248 $309,744
GREENWOOD $200,160 $256,248 $256,248 $309,744
HAMPTON $200,160 $256,248 $256,248 $309,744
HORRY $200,160 $256,248 $256,248 $309,744
JASPER $284,050 $319,930 $319,930 $388,700
KERSHAW $200,160 $256,248 $256,248 $309,744
LANCASTER $200,160 $256,248 $256,248 $309,744
LAURENS $200,160 $256,248 $256,248 $309,744
LEE $200,160 $256,248 $256,248 $309,744
LEXINGTON $200,160 $256,248 $256,248 $309,744
MARION $200,160 $256,248 $256,248 $309,744
MARLBORO $200,160 $256,248 $256,248 $309,744
MCCORMICK $200,160 $256,248 $256,248 $309,744
NEWBERRY $200,160 $256,248 $256,248 $309,744
OCONEE $200,160 $256,248 $256,248 $309,744
ORANGEBURG $200,160 $256,248 $256,248 $309,744
PICKENS $200,160 $256,248 $256,248 $309,744
RICHLAND $200,160 $256,248 $256,248 $309,744
SALUDA $200,160 $256,248 $256,248 $309,744
SPARTANBURG $200,160 $256,248 $256,248 $309,744
SUMTER $200,160 $256,248 $256,248 $309,744
UNION $200,160 $256,248 $256,248 $309,744
WILLIAMSBURG $200,160 $256,248 $256,248 $309,744
YORK $200,160 $256,248 $256,248 $309,744