Annual Percentage Rate - APR APR is the rate that a loan will cost you for the first year of the loan when factoring in APR affecting fees. APR affecting fees can include, Loan Origination, Loan Discount, Appraisal, Underwriting, Processing, Document Preparation, Settlement and Title Preparation. The Loan's rate and fees are calculated to come up with an APR, which allows you to compare competing loans on a level playing field. A low rate loan with higher fees may have a higher APR compared with a higher rate loan with low fees. APR should not be the exclusive criteria when comparing loans.
|
First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
|
Single Family Residence
|
Two Family Residence
|
Three Family Residence
|
Four Family Residence
|
|
$417,000
|
$533,850
|
$645,300
|
$801,950
|
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
|
FHA mortgage loan limts by County:
|
County
|
Single Family
|
2 Units
|
3 Units
|
4 Units
|
|
ABBEVILLE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
AIKEN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ALLENDALE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ANDERSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BAMBERG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BARNWELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BEAUFORT
|
$284,050
|
$319,930
|
$319,930
|
$388,700
|
|
BERKELEY
|
$251,750
|
$283,550
|
$283,550
|
$344,500
|
|
CALHOUN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHARLESTON
|
$251,750
|
$283,550
|
$283,550
|
$344,500
|
|
CHEROKEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHESTER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHESTERFIELD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CLARENDON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
COLLETON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DARLINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DILLON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DORCHESTER
|
$251,750
|
$283,550
|
$283,550
|
$344,500
|
|
EDGEFIELD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FAIRFIELD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FLORENCE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GEORGETOWN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GREENVILLE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GREENWOOD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HAMPTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HORRY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JASPER
|
$284,050
|
$319,930
|
$319,930
|
$388,700
|
|
KERSHAW
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LANCASTER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LAURENS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LEXINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MARION
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MARLBORO
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MCCORMICK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NEWBERRY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
OCONEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ORANGEBURG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PICKENS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RICHLAND
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SALUDA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SPARTANBURG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SUMTER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
UNION
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WILLIAMSBURG
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
YORK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
|