Cost of Funds Index - COFI The Cost of Funds Index is one of the many interest rate indexes used to determine interest rate adjustments on an adjustable rate mortgages.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
|
Single Family Residence
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Two Family Residence
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Three Family Residence
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Four Family Residence
|
|
$417,000
|
$533,850
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$645,300
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$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
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Single Family
|
2 Units
|
3 Units
|
4 Units
|
|
ADAMS
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BARNES
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BENSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BILLINGS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BOTTINEAU
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BOWMAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BURKE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BURLEIGH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CASS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CAVALIER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DICKEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DIVIDE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DUNN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
EDDY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
EMMONS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FOSTER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GOLDEN VALLEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRAND FORKS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRANT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRIGGS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HETTINGER
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
KIDDER
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
LA MOURE
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LOGAN
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
MCHENRY
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
MCINTOSH
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
MCKENZIE
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
MCLEAN
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MERCER
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
MORTON
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
MOUNTRAIL
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$200,160
|
$256,248
|
$256,248
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$309,744
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|
NELSON
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$200,160
|
$256,248
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$256,248
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$309,744
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|
OLIVER
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$200,160
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$256,248
|
$256,248
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$309,744
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|
PEMBINA
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PIERCE
|
$200,160
|
$256,248
|
$256,248
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$309,744
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|
RAMSEY
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
RANSOM
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
RENVILLE
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RICHLAND
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$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ROLETTE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SARGENT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SHERIDAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SIOUX
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SLOPE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
STARK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
STEELE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
STUTSMAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
TOWNER
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$200,160
|
$256,248
|
$256,248
|
$309,744
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|
TRAILL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WALSH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WARD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WELLS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WILLIAMS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
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