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New Jersey Mortgage Loans: Refinance, Home Equity, Purchase a Home

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New Jersey Mortgage - Get mortgage rate quotes from our competitive Lenders

Let our competitive Mortgage Lenders give you a great rate on your next home loan. Get cash out or change your rate and term, buy a house.

Select a Loan type to get more information about.

New Jersey Mortgage, Home Equity Home Equity Loan
Get rate quotes to borrow against the equity in your home.

Refinance Refinance Your Current Loan
Get rate quotes and see how much you can save by refinancing your current home loan.

Buy a house, no money down Purchase Home Loan
Get rate quotes and pre-qualification for your next home.

 
  This is a Free service which enables you to get great New Jersey Mortgage products from the convienience of your home. Our system will match your request with our database of providers that compete for your business.



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Cash Out Refinance
A Cash Out Refinance allows you to refinance your property and get a loan for more than the original loan's balance. This additional a loan amount allows you to get cash for things like education, remodeling, payment of bills and generally anything else.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ATLANTIC $323,000 $363,800 $363,800 $442,000
BERGEN $362,790 $464,449 $464,449 $561,411
BURLINGTON $270,750 $304,950 $304,950 $370,500
CAMDEN $270,750 $304,950 $304,950 $370,500
CAPE MAY $362,790 $424,790 $424,790 $516,100
CUMBERLAND $307,800 $346,680 $346,680 $421,200
ESSEX $362,790 $464,449 $464,449 $561,411
GLOUCESTER $270,750 $304,950 $304,950 $370,500
HUDSON $362,790 $464,449 $464,449 $561,411
HUNTERDON $362,790 $464,449 $464,449 $561,411
MERCER $334,058 $376,254 $376,254 $457,132
MIDDLESEX $362,790 $464,449 $464,449 $561,411
MONMOUTH $362,790 $464,449 $464,449 $561,411
MORRIS $362,790 $464,449 $464,449 $561,411
OCEAN $362,790 $464,449 $464,449 $561,411
PASSAIC $362,790 $464,449 $464,449 $561,411
SALEM $270,750 $304,950 $304,950 $370,500
SOMERSET $362,790 $464,449 $464,449 $561,411
SUSSEX $362,790 $464,449 $464,449 $561,411
UNION $362,790 $464,449 $464,449 $561,411
WARREN $280,749 $349,034 $349,034 $424,060