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Cost of Funds Index - COFI
The Cost of Funds Index is one of the many interest rate indexes used to determine interest rate adjustments on an adjustable rate mortgages.
First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006
Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADAMS $200,160 $256,248 $256,248 $309,744
ANTELOPE $200,160 $256,248 $256,248 $309,744
ARTHUR $200,160 $256,248 $256,248 $309,744
BANNER $200,160 $256,248 $256,248 $309,744
BLAINE $200,160 $256,248 $256,248 $309,744
BOONE $200,160 $256,248 $256,248 $309,744
BOX BUTTE $200,160 $256,248 $256,248 $309,744
BOYD $200,160 $256,248 $256,248 $309,744
BROWN $200,160 $256,248 $256,248 $309,744
BUFFALO $200,160 $256,248 $256,248 $309,744
BURT $200,160 $256,248 $256,248 $309,744
BUTLER $200,160 $256,248 $256,248 $309,744
CASS $200,160 $256,248 $256,248 $309,744
CEDAR $200,160 $256,248 $256,248 $309,744
CHASE $200,160 $256,248 $256,248 $309,744
CHERRY $200,160 $256,248 $256,248 $309,744
CHEYENNE $200,160 $256,248 $256,248 $309,744
CLAY $200,160 $256,248 $256,248 $309,744
COLFAX $200,160 $256,248 $256,248 $309,744
CUMING $200,160 $256,248 $256,248 $309,744
CUSTER $200,160 $256,248 $256,248 $309,744
DAKOTA $200,160 $256,248 $256,248 $309,744
DAWES $200,160 $256,248 $256,248 $309,744
DAWSON $200,160 $256,248 $256,248 $309,744
DEUEL $200,160 $256,248 $256,248 $309,744
DIXON $200,160 $256,248 $256,248 $309,744
DODGE $200,160 $256,248 $256,248 $309,744
DOUGLAS $200,160 $256,248 $256,248 $309,744
DUNDY $200,160 $256,248 $256,248 $309,744
FILLMORE $200,160 $256,248 $256,248 $309,744
FRANKLIN $200,160 $256,248 $256,248 $309,744
FRONTIER $200,160 $256,248 $256,248 $309,744
FURNAS $200,160 $256,248 $256,248 $309,744
GAGE $200,160 $256,248 $256,248 $309,744
GARDEN $200,160 $256,248 $256,248 $309,744
GARFIELD $200,160 $256,248 $256,248 $309,744
GOSPER $200,160 $256,248 $256,248 $309,744
GRANT $200,160 $256,248 $256,248 $309,744
GREELEY $200,160 $256,248 $256,248 $309,744
HALL $200,160 $256,248 $256,248 $309,744
HAMILTON $200,160 $256,248 $256,248 $309,744
HARLAN $200,160 $256,248 $256,248 $309,744
HAYES $200,160 $256,248 $256,248 $309,744
HITCHCOCK $200,160 $256,248 $256,248 $309,744
HOLT $200,160 $256,248 $256,248 $309,744
HOOKER $200,160 $256,248 $256,248 $309,744
HOWARD $200,160 $256,248 $256,248 $309,744
JEFFERSON $200,160 $256,248 $256,248 $309,744
JOHNSON $200,160 $256,248 $256,248 $309,744
KEARNEY $200,160 $256,248 $256,248 $309,744
KEITH $200,160 $256,248 $256,248 $309,744
KEYA PAHA $200,160 $256,248 $256,248 $309,744
KIMBALL $200,160 $256,248 $256,248 $309,744
KNOX $200,160 $256,248 $256,248 $309,744
LANCASTER $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
LOGAN $200,160 $256,248 $256,248 $309,744
LOUP $200,160 $256,248 $256,248 $309,744
MADISON $200,160 $256,248 $256,248 $309,744
MCPHERSON $200,160 $256,248 $256,248 $309,744
MERRICK $200,160 $256,248 $256,248 $309,744
MORRILL $200,160 $256,248 $256,248 $309,744
NANCE $200,160 $256,248 $256,248 $309,744
NEMAHA $200,160 $256,248 $256,248 $309,744
NUCKOLLS $200,160 $256,248 $256,248 $309,744
OTOE $200,160 $256,248 $256,248 $309,744
PAWNEE $200,160 $256,248 $256,248 $309,744
PERKINS $200,160 $256,248 $256,248 $309,744
PHELPS $200,160 $256,248 $256,248 $309,744
PIERCE $200,160 $256,248 $256,248 $309,744
PLATTE $200,160 $256,248 $256,248 $309,744
POLK $200,160 $256,248 $256,248 $309,744
RED WILLOW $200,160 $256,248 $256,248 $309,744
RICHARDSON $200,160 $256,248 $256,248 $309,744
ROCK $200,160 $256,248 $256,248 $309,744
SALINE $200,160 $256,248 $256,248 $309,744
SARPY $200,160 $256,248 $256,248 $309,744
SAUNDERS $200,160 $256,248 $256,248 $309,744
SCOTTS BLUFF $200,160 $256,248 $256,248 $309,744
SEWARD $200,160 $256,248 $256,248 $309,744
SHERIDAN $200,160 $256,248 $256,248 $309,744
SHERMAN $200,160 $256,248 $256,248 $309,744
SIOUX $200,160 $256,248 $256,248 $309,744
STANTON $200,160 $256,248 $256,248 $309,744
THAYER $200,160 $256,248 $256,248 $309,744
THOMAS $200,160 $256,248 $256,248 $309,744
THURSTON $200,160 $256,248 $256,248 $309,744
VALLEY $200,160 $256,248 $256,248 $309,744
WASHINGTON $200,160 $256,248 $256,248 $309,744
WAYNE $200,160 $256,248 $256,248 $309,744
WEBSTER $200,160 $256,248 $256,248 $309,744
WHEELER $200,160 $256,248 $256,248 $309,744
YORK $200,160 $256,248 $256,248 $309,744
 
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