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Balloon Payment
A Balloon Payment is the loan balance remaining at the end of the loan's repayment term. If a loan is amortized for 360 months and the loan is to be repaid at the end of the 180th month, there will be a significant payment due on the 180th month to repay the lender.
First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006
Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADAIR $200,160 $256,248 $256,248 $309,744
ANDREW $200,160 $256,248 $256,248 $309,744
ATCHISON $200,160 $256,248 $256,248 $309,744
AUDRAIN $200,160 $256,248 $256,248 $309,744
BARRY $200,160 $256,248 $256,248 $309,744
BARTON $200,160 $256,248 $256,248 $309,744
BATES $204,250 $256,248 $256,248 $309,744
BENTON $200,160 $256,248 $256,248 $309,744
BOLLINGER $200,160 $256,248 $256,248 $309,744
BOONE $200,160 $256,248 $256,248 $309,744
BUCHANAN $200,160 $256,248 $256,248 $309,744
BUTLER $200,160 $256,248 $256,248 $309,744
CALDWELL $204,250 $256,248 $256,248 $309,744
CALLAWAY $200,160 $256,248 $256,248 $309,744
CAMDEN $200,160 $256,248 $256,248 $309,744
CAPE GIRARDEAU $200,160 $256,248 $256,248 $309,744
CARROLL $200,160 $256,248 $256,248 $309,744
CARTER $200,160 $256,248 $256,248 $309,744
CASS $204,250 $256,248 $256,248 $309,744
CEDAR $200,160 $256,248 $256,248 $309,744
CHARITON $200,160 $256,248 $256,248 $309,744
CHRISTIAN $200,160 $256,248 $256,248 $309,744
CLARK $200,160 $256,248 $256,248 $309,744
CLAY $204,250 $256,248 $256,248 $309,744
CLINTON $204,250 $256,248 $256,248 $309,744
COLE $200,160 $256,248 $256,248 $309,744
COOPER $200,160 $256,248 $256,248 $309,744
CRAWFORD $213,750 $256,248 $256,248 $309,744
DADE $200,160 $256,248 $256,248 $309,744
DALLAS $200,160 $256,248 $256,248 $309,744
DAVIESS $200,160 $256,248 $256,248 $309,744
DE KALB $200,160 $256,248 $256,248 $309,744
DENT $200,160 $256,248 $256,248 $309,744
DOUGLAS $200,160 $256,248 $256,248 $309,744
DUNKLIN $200,160 $256,248 $256,248 $309,744
FRANKLIN $213,750 $256,248 $256,248 $309,744
GASCONADE $200,160 $256,248 $256,248 $309,744
GENTRY $200,160 $256,248 $256,248 $309,744
GREENE $200,160 $256,248 $256,248 $309,744
GRUNDY $200,160 $256,248 $256,248 $309,744
HARRISON $200,160 $256,248 $256,248 $309,744
HENRY $200,160 $256,248 $256,248 $309,744
HICKORY $200,160 $256,248 $256,248 $309,744
HOLT $200,160 $256,248 $256,248 $309,744
HOWARD $200,160 $256,248 $256,248 $309,744
HOWELL $200,160 $256,248 $256,248 $309,744
IRON $200,160 $256,248 $256,248 $309,744
JACKSON $204,250 $256,248 $256,248 $309,744
JASPER $200,160 $256,248 $256,248 $309,744
JEFFERSON $213,750 $256,248 $256,248 $309,744
JOHNSON $200,160 $256,248 $256,248 $309,744
KNOX $200,160 $256,248 $256,248 $309,744
LACLEDE $200,160 $256,248 $256,248 $309,744
LAFAYETTE $204,250 $256,248 $256,248 $309,744
LAWRENCE $200,160 $256,248 $256,248 $309,744
LEWIS $200,160 $256,248 $256,248 $309,744
LINCOLN $213,750 $256,248 $256,248 $309,744
LINN $200,160 $256,248 $256,248 $309,744
LIVINGSTON $200,160 $256,248 $256,248 $309,744
MACON $200,160 $256,248 $256,248 $309,744
MADISON $200,160 $256,248 $256,248 $309,744
MARIES $200,160 $256,248 $256,248 $309,744
MARION $200,160 $256,248 $256,248 $309,744
MCDONALD $200,160 $256,248 $256,248 $309,744
MERCER $200,160 $256,248 $256,248 $309,744
MILLER $200,160 $256,248 $256,248 $309,744
MISSISSIPPI $200,160 $256,248 $256,248 $309,744
MONITEAU $200,160 $256,248 $256,248 $309,744
MONROE $200,160 $256,248 $256,248 $309,744
MONTGOMERY $200,160 $256,248 $256,248 $309,744
MORGAN $200,160 $256,248 $256,248 $309,744
NEW MADRID $200,160 $256,248 $256,248 $309,744
NEWTON $200,160 $256,248 $256,248 $309,744
NODAWAY $200,160 $256,248 $256,248 $309,744
OREGON $200,160 $256,248 $256,248 $309,744
OSAGE $200,160 $256,248 $256,248 $309,744
OZARK $200,160 $256,248 $256,248 $309,744
PEMISCOT $200,160 $256,248 $256,248 $309,744
PERRY $200,160 $256,248 $256,248 $309,744
PETTIS $200,160 $256,248 $256,248 $309,744
PHELPS $200,160 $256,248 $256,248 $309,744
PIKE $200,160 $256,248 $256,248 $309,744
PLATTE $204,250 $256,248 $256,248 $309,744
POLK $200,160 $256,248 $256,248 $309,744
PULASKI $200,160 $256,248 $256,248 $309,744
PUTNAM $200,160 $256,248 $256,248 $309,744
RALLS $200,160 $256,248 $256,248 $309,744
RANDOLPH $200,160 $256,248 $256,248 $309,744
RAY $204,250 $256,248 $256,248 $309,744
REYNOLDS $200,160 $256,248 $256,248 $309,744
RIPLEY $200,160 $256,248 $256,248 $309,744
SALINE $200,160 $256,248 $256,248 $309,744
SCHUYLER $200,160 $256,248 $256,248 $309,744
SCOTLAND $200,160 $256,248 $256,248 $309,744
SCOTT $200,160 $256,248 $256,248 $309,744
SHANNON $200,160 $256,248 $256,248 $309,744
SHELBY $200,160 $256,248 $256,248 $309,744
ST. CHARLES $213,750 $256,248 $256,248 $309,744
ST. CLAIR $200,160 $256,248 $256,248 $309,744
ST. FRANCOIS $200,160 $256,248 $256,248 $309,744
ST. LOUIS $213,750 $256,248 $256,248 $309,744
ST. LOUIS CITY $213,750 $256,248 $256,248 $309,744
STE. GENEVIEVE $200,160 $256,248 $256,248 $309,744
STODDARD $200,160 $256,248 $256,248 $309,744
STONE $200,160 $256,248 $256,248 $309,744
SULLIVAN $200,160 $256,248 $256,248 $309,744
TANEY $200,160 $256,248 $256,248 $309,744
TEXAS $200,160 $256,248 $256,248 $309,744
VERNON $200,160 $256,248 $256,248 $309,744
WARREN $213,750 $256,248 $256,248 $309,744
WASHINGTON $213,750 $256,248 $256,248 $309,744
WAYNE $200,160 $256,248 $256,248 $309,744
WEBSTER $200,160 $256,248 $256,248 $309,744
WORTH $200,160 $256,248 $256,248 $309,744
WRIGHT $200,160 $256,248 $256,248 $309,744
 
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