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Massachusetts Mortgage Loans: Refinance, Home Equity, Purchase a Home


Massachusetts Mortgage - Get mortgage rate quotes from our competitive Lenders

Let our competitive Mortgage Lenders give you a great rate on your next home loan. Get cash out or change your rate and term, buy a house.

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Massachusetts Mortgage, Home Equity Home Equity Loan
Get rate quotes to borrow against the equity in your home.

Refinance Refinance Your Current Loan
Get rate quotes and see how much you can save by refinancing your current home loan.

Buy a house, no money down Purchase Home Loan
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Annual Percentage Rate - APR
APR is the rate that a loan will cost you for the first year of the loan when factoring in APR affecting fees. APR affecting fees can include, Loan Origination, Loan Discount, Appraisal, Underwriting, Processing, Document Preparation, Settlement and Title Preparation. The Loan's rate and fees are calculated to come up with an APR, which allows you to compare competing loans on a level playing field. A low rate loan with higher fees may have a higher APR compared with a higher rate loan with low fees. APR should not be the exclusive criteria when comparing loans.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
BARNSTABLE $362,790 $438,700 $438,700 $533,000
BERKSHIRE $200,160 $256,248 $256,248 $309,744
BRISTOL $316,350 $359,397 $359,397 $434,391
DUKES $261,609 $334,863 $334,863 $404,724
ESSEX $362,790 $461,113 $461,113 $560,231
FRANKLIN $206,700 $256,248 $256,248 $309,744
HAMPDEN $206,700 $256,248 $256,248 $309,744
HAMPSHIRE $206,700 $256,248 $256,248 $309,744
MIDDLESEX $362,790 $461,113 $461,113 $560,231
NANTUCKET $261,609 $334,863 $334,863 $404,724
NORFOLK $362,790 $461,113 $461,113 $560,231
PLYMOUTH $362,790 $461,113 $461,113 $560,231
SUFFOLK $362,790 $461,113 $461,113 $560,231
WORCESTER $292,600 $371,621 $371,621 $449,181