Maryland Mortgage Refinance - Rate Quotes for refinance, home equity loans.

	Maryland Mortgage Loans: Refinance, Home Equity, Purchase a Home

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Credit Score - FICO score
A Credit Score is a numeric rating of a borrower's credit worthyness.This score is based on an credit history, open accounts, account balances and the maximum balances available on those accounts. Credit scores are as based on a computerized ranking system. One of the most widely used credit scores is called FICO (Fair Issac Company, which developed it).

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence	Two Family Residence	Three Family Residence	Four Family Residence
$417,000	$533,850	$645,300	$801,950

Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:

County	Single Family	2 Units	3 Units	4 Units
ALLEGANY	$200,160	$256,248	$256,248	$309,744
ANNE ARUNDEL	$360,905	$406,493	$406,493	$493,870
BALTIMORE	$360,905	$406,493	$406,493	$493,870
BALTIMORE CITY	$360,905	$406,493	$406,493	$493,870
CALVERT	$362,790	$464,449	$464,449	$561,411
CAROLINE	$200,160	$256,248	$256,248	$309,744
CARROLL	$360,905	$406,493	$406,493	$493,870
CECIL	$270,750	$304,950	$304,950	$370,500
CHARLES	$362,790	$464,449	$464,449	$561,411
DORCHESTER	$200,160	$256,248	$256,248	$309,744
FREDERICK	$362,790	$464,449	$464,449	$561,411
GARRETT	$332,500	$374,500	$374,500	$455,000
HARFORD	$360,905	$406,493	$406,493	$493,870
HOWARD	$360,905	$406,493	$406,493	$493,870
KENT	$248,588	$279,988	$279,988	$340,173
MONTGOMERY	$362,790	$464,449	$464,449	$561,411
PRINCE GEORGE'S	$362,790	$464,449	$464,449	$561,411
QUEEN ANNE'S	$360,905	$406,493	$406,493	$493,870
SOMERSET	$225,150	$256,248	$256,248	$309,744
ST. MARY'S	$282,000	$317,621	$317,621	$385,894
TALBOT	$282,150	$317,790	$317,790	$386,100
WASHINGTON	$269,800	$303,880	$303,880	$369,200
WICOMICO	$225,150	$256,248	$256,248	$309,744
WORCESTER	$332,499	$374,498	$374,498	$454,998

Maryland Mortgage Loans: Refinance, Home Equity, Purchase a Home

Maryland Mortgage - Get mortgage rate quotes from our competitive Lenders