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Louisiana Mortgage Loans: Refinance, Home Equity, Purchase a Home

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Louisiana Mortgage - Get mortgage rate quotes from our competitive Lenders

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Louisiana Mortgage, Home Equity Home Equity Loan
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Refinance Refinance Your Current Loan
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Adjustable Rate Mortgage - ARM
An ARM is a mortgage where the interest rate can change based on a selected index. You can save money on an ARM because you are sharing the risk that money can be more or less expensive to lend based on the current market's going rate. ARM mortgages make the most sense when rates are relatively high compaired to historic lows.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ACADIA $200,160 $256,248 $256,248 $309,744
ALLEN $200,160 $256,248 $256,248 $309,744
ASCENSION $200,160 $256,248 $256,248 $309,744
ASSUMPTION $200,160 $256,248 $256,248 $309,744
AVOYELLES $200,160 $256,248 $256,248 $309,744
BEAUREGARD $200,160 $256,248 $256,248 $309,744
BIENVILLE $200,160 $256,248 $256,248 $309,744
BOSSIER $200,160 $256,248 $256,248 $309,744
CADDO $200,160 $256,248 $256,248 $309,744
CALCASIEU $200,160 $256,248 $256,248 $309,744
CALDWELL $200,160 $256,248 $256,248 $309,744
CAMERON $200,160 $256,248 $256,248 $309,744
CATAHOULA $200,160 $256,248 $256,248 $309,744
CLAIBORNE $200,160 $256,248 $256,248 $309,744
CONCORDIA $200,160 $256,248 $256,248 $309,744
DE SOTO $200,160 $256,248 $256,248 $309,744
EAST BATON ROUG $200,160 $256,248 $256,248 $309,744
EAST CARROLL $200,160 $256,248 $256,248 $309,744
EAST FELICIANA $200,160 $256,248 $256,248 $309,744
EVANGELINE $200,160 $256,248 $256,248 $309,744
FRANKLIN $200,160 $256,248 $256,248 $309,744
GRANT $200,160 $256,248 $256,248 $309,744
IBERIA $200,160 $256,248 $256,248 $309,744
IBERVILLE $200,160 $256,248 $256,248 $309,744
JACKSON $200,160 $256,248 $256,248 $309,744
JEFFERSON $200,160 $256,248 $256,248 $309,744
JEFFERSON DAVIS $200,160 $256,248 $256,248 $309,744
LA SALLE $200,160 $256,248 $256,248 $309,744
LAFAYETTE $200,160 $256,248 $256,248 $309,744
LAFOURCHE $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
LIVINGSTON $200,160 $256,248 $256,248 $309,744
MADISON $200,160 $256,248 $256,248 $309,744
MOREHOUSE $200,160 $256,248 $256,248 $309,744
NATCHITOCHES $200,160 $256,248 $256,248 $309,744
ORLEANS $200,160 $256,248 $256,248 $309,744
OUACHITA $200,160 $256,248 $256,248 $309,744
PLAQUEMINES $200,160 $256,248 $256,248 $309,744
POINTE COUPEE $200,160 $256,248 $256,248 $309,744
RAPIDES $200,160 $256,248 $256,248 $309,744
RED RIVER $200,160 $256,248 $256,248 $309,744
RICHLAND $200,160 $256,248 $256,248 $309,744
SABINE $200,160 $256,248 $256,248 $309,744
ST. BERNARD $200,160 $256,248 $256,248 $309,744
ST. CHARLES $200,160 $256,248 $256,248 $309,744
ST. HELENA $200,160 $256,248 $256,248 $309,744
ST. JAMES $200,160 $256,248 $256,248 $309,744
ST. JOHN THE BA $200,160 $256,248 $256,248 $309,744
ST. LANDRY $200,160 $256,248 $256,248 $309,744
ST. MARTIN $200,160 $256,248 $256,248 $309,744
ST. MARY $200,160 $256,248 $256,248 $309,744
ST. TAMMANY $200,160 $256,248 $256,248 $309,744
TANGIPAHOA $200,160 $256,248 $256,248 $309,744
TENSAS $200,160 $256,248 $256,248 $309,744
TERREBONNE $200,160 $256,248 $256,248 $309,744
UNION $200,160 $256,248 $256,248 $309,744
VERMILION $200,160 $256,248 $256,248 $309,744
VERNON $200,160 $256,248 $256,248 $309,744
WASHINGTON $200,160 $256,248 $256,248 $309,744
WEBSTER $200,160 $256,248 $256,248 $309,744
WEST BATON ROUG $200,160 $256,248 $256,248 $309,744
WEST CARROLL $200,160 $256,248 $256,248 $309,744
WEST FELICIANA $200,160 $256,248 $256,248 $309,744
WINN $200,160 $256,248 $256,248 $309,744