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Biweekly mortgage
A Biweekly mortgage has payments every two weeks. Since the payments are made every two weeks there are 26 payments made each year. Biweekly payments allow you to pay off the loan with a smaller over-all interest payment due to frequent principal balance reductions.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006
Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADAIR $200,160 $256,248 $256,248 $309,744
ALLEN $200,160 $256,248 $256,248 $309,744
ANDERSON $200,160 $256,248 $256,248 $309,744
BALLARD $200,160 $256,248 $256,248 $309,744
BARREN $200,160 $256,248 $256,248 $309,744
BATH $200,160 $256,248 $256,248 $309,744
BELL $200,160 $256,248 $256,248 $309,744
BOONE $228,000 $256,800 $256,800 $312,000
BOURBON $200,160 $256,248 $256,248 $309,744
BOYD $200,160 $256,248 $256,248 $309,744
BOYLE $200,160 $256,248 $256,248 $309,744
BRACKEN $228,000 $256,800 $256,800 $312,000
BREATHITT $200,160 $256,248 $256,248 $309,744
BRECKINRIDGE $200,160 $256,248 $256,248 $309,744
BULLITT $213,655 $256,248 $256,248 $309,744
BUTLER $200,160 $256,248 $256,248 $309,744
CALDWELL $200,160 $256,248 $256,248 $309,744
CALLOWAY $200,160 $256,248 $256,248 $309,744
CAMPBELL $228,000 $256,800 $256,800 $312,000
CARLISLE $200,160 $256,248 $256,248 $309,744
CARROLL $200,160 $256,248 $256,248 $309,744
CARTER $200,160 $256,248 $256,248 $309,744
CASEY $200,160 $256,248 $256,248 $309,744
CHRISTIAN $200,160 $256,248 $256,248 $309,744
CLARK $200,160 $256,248 $256,248 $309,744
CLAY $200,160 $256,248 $256,248 $309,744
CLINTON $200,160 $256,248 $256,248 $309,744
CRITTENDEN $200,160 $256,248 $256,248 $309,744
CUMBERLAND $200,160 $256,248 $256,248 $309,744
DAVIESS $200,160 $256,248 $256,248 $309,744
EDMONSON $200,160 $256,248 $256,248 $309,744
ELLIOTT $200,160 $256,248 $256,248 $309,744
ESTILL $200,160 $256,248 $256,248 $309,744
FAYETTE $200,160 $256,248 $256,248 $309,744
FLEMING $200,160 $256,248 $256,248 $309,744
FLOYD $200,160 $256,248 $256,248 $309,744
FRANKLIN $200,160 $256,248 $256,248 $309,744
FULTON $200,160 $256,248 $256,248 $309,744
GALLATIN $228,000 $256,800 $256,800 $312,000
GARRARD $200,160 $256,248 $256,248 $309,744
GRANT $228,000 $256,800 $256,800 $312,000
GRAVES $200,160 $256,248 $256,248 $309,744
GRAYSON $200,160 $256,248 $256,248 $309,744
GREEN $200,160 $256,248 $256,248 $309,744
GREENUP $200,160 $256,248 $256,248 $309,744
HANCOCK $200,160 $256,248 $256,248 $309,744
HARDIN $200,160 $256,248 $256,248 $309,744
HARLAN $200,160 $256,248 $256,248 $309,744
HARRISON $200,160 $256,248 $256,248 $309,744
HART $200,160 $256,248 $256,248 $309,744
HENDERSON $200,160 $256,248 $256,248 $309,744
HENRY $213,655 $256,248 $256,248 $309,744
HICKMAN $200,160 $256,248 $256,248 $309,744
HOPKINS $200,160 $256,248 $256,248 $309,744
JACKSON $200,160 $256,248 $256,248 $309,744
JEFFERSON $213,655 $256,248 $256,248 $309,744
JESSAMINE $200,160 $256,248 $256,248 $309,744
JOHNSON $200,160 $256,248 $256,248 $309,744
KENTON $228,000 $256,800 $256,800 $312,000
KNOTT $200,160 $256,248 $256,248 $309,744
KNOX $200,160 $256,248 $256,248 $309,744
LARUE $200,160 $256,248 $256,248 $309,744
LAUREL $200,160 $256,248 $256,248 $309,744
LAWRENCE $200,160 $256,248 $256,248 $309,744
LEE $200,160 $256,248 $256,248 $309,744
LESLIE $200,160 $256,248 $256,248 $309,744
LETCHER $200,160 $256,248 $256,248 $309,744
LEWIS $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
LIVINGSTON $200,160 $256,248 $256,248 $309,744
LOGAN $200,160 $256,248 $256,248 $309,744
LYON $200,160 $256,248 $256,248 $309,744
MADISON $200,160 $256,248 $256,248 $309,744
MAGOFFIN $200,160 $256,248 $256,248 $309,744
MARION $200,160 $256,248 $256,248 $309,744
MARSHALL $200,160 $256,248 $256,248 $309,744
MARTIN $200,160 $256,248 $256,248 $309,744
MASON $200,160 $256,248 $256,248 $309,744
MCCRACKEN $200,160 $256,248 $256,248 $309,744
MCCREARY $200,160 $256,248 $256,248 $309,744
MCLEAN $200,160 $256,248 $256,248 $309,744
MEADE $213,655 $256,248 $256,248 $309,744
MENIFEE $200,160 $256,248 $256,248 $309,744
MERCER $200,160 $256,248 $256,248 $309,744
METCALFE $200,160 $256,248 $256,248 $309,744
MONROE $200,160 $256,248 $256,248 $309,744
MONTGOMERY $200,160 $256,248 $256,248 $309,744
MORGAN $200,160 $256,248 $256,248 $309,744
MUHLENBERG $200,160 $256,248 $256,248 $309,744
NELSON $213,655 $256,248 $256,248 $309,744
NICHOLAS $200,160 $256,248 $256,248 $309,744
OHIO $200,160 $256,248 $256,248 $309,744
OLDHAM $213,655 $256,248 $256,248 $309,744
OWEN $200,160 $256,248 $256,248 $309,744
OWSLEY $200,160 $256,248 $256,248 $309,744
PENDLETON $228,000 $256,800 $256,800 $312,000
PERRY $200,160 $256,248 $256,248 $309,744
PIKE $200,160 $256,248 $256,248 $309,744
POWELL $200,160 $256,248 $256,248 $309,744
PULASKI $200,160 $256,248 $256,248 $309,744
ROBERTSON $200,160 $256,248 $256,248 $309,744
ROCKCASTLE $200,160 $256,248 $256,248 $309,744
ROWAN $200,160 $256,248 $256,248 $309,744
RUSSELL $200,160 $256,248 $256,248 $309,744
SCOTT $200,160 $256,248 $256,248 $309,744
SHELBY $213,655 $256,248 $256,248 $309,744
SIMPSON $200,160 $256,248 $256,248 $309,744
SPENCER $213,655 $256,248 $256,248 $309,744
TAYLOR $200,160 $256,248 $256,248 $309,744
TODD $200,160 $256,248 $256,248 $309,744
TRIGG $200,160 $256,248 $256,248 $309,744
TRIMBLE $213,655 $256,248 $256,248 $309,744
UNION $200,160 $256,248 $256,248 $309,744
WARREN $200,160 $256,248 $256,248 $309,744
WASHINGTON $200,160 $256,248 $256,248 $309,744
WAYNE $200,160 $256,248 $256,248 $309,744
WEBSTER $200,160 $256,248 $256,248 $309,744
WHITLEY $200,160 $256,248 $256,248 $309,744
WOLFE $200,160 $256,248 $256,248 $309,744
WOODFORD $200,160 $256,248 $256,248 $309,744
 
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