Cash Out Refinance A Cash Out Refinance allows you to refinance your property and get a loan for more than the original loan's balance. This additional a loan amount allows you to get cash for things like education, remodeling, payment of bills and generally anything else.
|
First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
|
Single Family Residence
|
Two Family Residence
|
Three Family Residence
|
Four Family Residence
|
|
$417,000
|
$533,850
|
$645,300
|
$801,950
|
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
|
FHA mortgage loan limts by County:
|
County
|
Single Family
|
2 Units
|
3 Units
|
4 Units
|
|
ALLEN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ANDERSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ATCHISON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BARBER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BARTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BOURBON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BROWN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
BUTLER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHASE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHAUTAUQUA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHEROKEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CHEYENNE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CLARK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CLAY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CLOUD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
COFFEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
COMANCHE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
COWLEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
CRAWFORD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DECATUR
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DICKINSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DONIPHAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
DOUGLAS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
EDWARDS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ELK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ELLIS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ELLSWORTH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FINNEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FORD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
FRANKLIN
|
$204,250
|
$256,248
|
$256,248
|
$309,744
|
|
GEARY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GOVE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRAHAM
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRANT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GRAY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GREELEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
GREENWOOD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HAMILTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HARPER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HARVEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HASKELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
HODGEMAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JACKSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JEFFERSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JEWELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
JOHNSON
|
$204,250
|
$256,248
|
$256,248
|
$309,744
|
|
KEARNY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
KINGMAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
KIOWA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LABETTE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LANE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LEAVENWORTH
|
$204,250
|
$256,248
|
$256,248
|
$309,744
|
|
LINCOLN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LINN
|
$204,250
|
$256,248
|
$256,248
|
$309,744
|
|
LOGAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
LYON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MARION
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MARSHALL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MCPHERSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MEADE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MIAMI
|
$204,250
|
$256,248
|
$256,248
|
$309,744
|
|
MITCHELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MONTGOMERY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MORRIS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
MORTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NEMAHA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NEOSHO
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NESS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
NORTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
OSAGE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
OSBORNE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
OTTAWA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PAWNEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PHILLIPS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
POTTAWATOMIE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
PRATT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RAWLINS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RENO
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
REPUBLIC
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RICE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RILEY
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
ROOKS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RUSH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
RUSSELL
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SALINE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SCOTT
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SEDGWICK
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SEWARD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SHAWNEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SHERIDAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SHERMAN
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SMITH
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
STAFFORD
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
STANTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
STEVENS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
SUMNER
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
THOMAS
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
TREGO
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WABAUNSEE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WALLACE
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WASHINGTON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WICHITA
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WILSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WOODSON
|
$200,160
|
$256,248
|
$256,248
|
$309,744
|
|
WYANDOTTE
|
$204,250
|
$256,248
|
$256,248
|
$309,744
|
|
|