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Idaho Mortgage Loans: Refinance, Home Equity, Purchase a Home

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Idaho Mortgage - Get mortgage rate quotes from our competitive Lenders

Let our competitive Mortgage Lenders give you a great rate on your next home loan. Get cash out or change your rate and term, buy a house.

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Idaho Mortgage, Home Equity Home Equity Loan
Get rate quotes to borrow against the equity in your home.

Refinance Refinance Your Current Loan
Get rate quotes and see how much you can save by refinancing your current home loan.

Buy a house, no money down Purchase Home Loan
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  This is a Free service which enables you to get great Idaho Mortgage products from the convienience of your home. Our system will match your request with our database of providers that compete for your business.



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Annual Percentage Rate - APR
APR is the rate that a loan will cost you for the first year of the loan when factoring in APR affecting fees. APR affecting fees can include, Loan Origination, Loan Discount, Appraisal, Underwriting, Processing, Document Preparation, Settlement and Title Preparation. The Loan's rate and fees are calculated to come up with an APR, which allows you to compare competing loans on a level playing field. A low rate loan with higher fees may have a higher APR compared with a higher rate loan with low fees. APR should not be the exclusive criteria when comparing loans.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADA $225,150 $256,248 $256,248 $309,744
ADAMS $200,160 $256,248 $256,248 $309,744
BANNOCK $200,160 $256,248 $256,248 $309,744
BEAR LAKE $200,160 $256,248 $256,248 $309,744
BENEWAH $200,160 $256,248 $256,248 $309,744
BINGHAM $200,160 $256,248 $256,248 $309,744
BLAINE $362,790 $444,050 $444,050 $539,500
BOISE $225,150 $256,248 $256,248 $309,744
BONNER $200,160 $256,248 $256,248 $309,744
BONNEVILLE $200,160 $256,248 $256,248 $309,744
BOUNDARY $200,160 $256,248 $256,248 $309,744
BUTTE $200,160 $256,248 $256,248 $309,744
CAMAS $200,160 $256,248 $256,248 $309,744
CANYON $225,150 $256,248 $256,248 $309,744
CARIBOU $200,160 $256,248 $256,248 $309,744
CASSIA $200,160 $256,248 $256,248 $309,744
CLARK $200,160 $256,248 $256,248 $309,744
CLEARWATER $200,160 $256,248 $256,248 $309,744
CUSTER $200,160 $256,248 $256,248 $309,744
ELMORE $200,160 $256,248 $256,248 $309,744
FRANKLIN $200,160 $256,248 $256,248 $309,744
FREMONT $200,160 $256,248 $256,248 $309,744
GEM $225,150 $256,248 $256,248 $309,744
GOODING $200,160 $256,248 $256,248 $309,744
IDAHO $200,160 $256,248 $256,248 $309,744
JEFFERSON $200,160 $256,248 $256,248 $309,744
JEROME $200,160 $256,248 $256,248 $309,744
KOOTENAI $200,160 $256,248 $256,248 $309,744
LATAH $200,160 $256,248 $256,248 $309,744
LEMHI $200,160 $256,248 $256,248 $309,744
LEWIS $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
MADISON $200,160 $256,248 $256,248 $309,744
MINIDOKA $200,160 $256,248 $256,248 $309,744
NEZ PERCE $200,160 $256,248 $256,248 $309,744
ONEIDA $200,160 $256,248 $256,248 $309,744
OWYHEE $225,150 $256,248 $256,248 $309,744
PAYETTE $200,160 $256,248 $256,248 $309,744
POWER $200,160 $256,248 $256,248 $309,744
SHOSHONE $200,160 $256,248 $256,248 $309,744
TETON $362,790 $464,449 $464,449 $561,411
TWIN FALLS $200,160 $256,248 $256,248 $309,744
VALLEY $200,160 $256,248 $256,248 $309,744
WASHINGTON $200,160 $256,248 $256,248 $309,744