Cash Out Refinance A Cash Out Refinance allows you to refinance your property and get a loan for more than the original loan's balance. This additional a loan amount allows you to get cash for things like education, remodeling, payment of bills and generally anything else.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
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Single Family Residence
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Two Family Residence
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Three Family Residence
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Four Family Residence
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$417,000
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$533,850
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$645,300
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$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
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Single Family
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2 Units
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3 Units
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4 Units
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FAIRFIELD
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$362,790
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$464,449
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$464,449
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$561,411
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HARTFORD
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$333,735
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$375,891
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$375,891
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$456,690
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LITCHFIELD
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$285,000
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$321,000
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$321,000
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$390,000
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MIDDLESEX
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$333,735
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$375,891
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$375,891
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$456,690
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NEW HAVEN
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$293,075
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$330,630
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$330,630
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$401,700
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NEW LONDON
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$280,155
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$315,543
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$315,543
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$383,370
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TOLLAND
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$333,735
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$375,891
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$375,891
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$456,690
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WINDHAM
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$200,160
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$256,248
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$256,248
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$309,744
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