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Colorado Mortgage Loans: Refinance, Home Equity, Purchase a Home

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Colorado Mortgage - Get mortgage rate quotes from our competitive Lenders

Let our competitive Mortgage Lenders give you a great rate on your next home loan. Get cash out or change your rate and term, buy a house.

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Colorado Mortgage, Home Equity Home Equity Loan
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Annual Percentage Rate - APR
APR is the rate that a loan will cost you for the first year of the loan when factoring in APR affecting fees. APR affecting fees can include, Loan Origination, Loan Discount, Appraisal, Underwriting, Processing, Document Preparation, Settlement and Title Preparation. The Loan's rate and fees are calculated to come up with an APR, which allows you to compare competing loans on a level playing field. A low rate loan with higher fees may have a higher APR compared with a higher rate loan with low fees. APR should not be the exclusive criteria when comparing loans.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ADAMS $308,370 $347,322 $347,322 $421,980
ALAMOSA $200,160 $256,248 $256,248 $309,744
ARAPAHOE $308,370 $347,322 $347,322 $421,980
ARCHULETA $200,250 $256,248 $256,248 $309,744
BACA $200,160 $256,248 $256,248 $309,744
BENT $200,160 $256,248 $256,248 $309,744
BOULDER $339,600 $382,496 $382,496 $464,715
BROOMFIELD $308,370 $347,322 $347,322 $421,980
CHAFFEE $200,160 $256,248 $256,248 $309,744
CHEYENNE $200,160 $256,248 $256,248 $309,744
CLEAR CREEK $308,370 $347,322 $347,322 $421,980
CONEJOS $200,160 $256,248 $256,248 $309,744
COSTILLA $200,160 $256,248 $256,248 $309,744
CROWLEY $200,160 $256,248 $256,248 $309,744
CUSTER $200,160 $256,248 $256,248 $309,744
DELTA $200,160 $256,248 $256,248 $309,744
DENVER $308,370 $347,322 $347,322 $421,980
DOLORES $200,160 $256,248 $256,248 $309,744
DOUGLAS $308,370 $347,322 $347,322 $421,980
EAGLE $362,790 $390,550 $390,550 $474,500
EL PASO $237,500 $267,500 $267,500 $325,000
ELBERT $308,370 $347,322 $347,322 $421,980
FREMONT $200,160 $256,248 $256,248 $309,744
GARFIELD $222,143 $256,248 $256,248 $309,744
GILPIN $308,370 $347,322 $347,322 $421,980
GRAND $223,250 $256,248 $256,248 $309,744
GUNNISON $200,160 $256,248 $256,248 $309,744
HINSDALE $200,160 $256,248 $256,248 $309,744
HUERFANO $200,160 $256,248 $256,248 $309,744
JACKSON $200,160 $256,248 $256,248 $309,744
JEFFERSON $308,370 $347,322 $347,322 $421,980
KIOWA $200,160 $256,248 $256,248 $309,744
KIT CARSON $200,160 $256,248 $256,248 $309,744
LA PLATA $230,850 $260,010 $260,010 $315,900
LAKE $362,790 $390,550 $390,550 $474,500
LARIMER $222,015 $256,248 $256,248 $309,744
LAS ANIMAS $200,160 $256,248 $256,248 $309,744
LINCOLN $200,160 $256,248 $256,248 $309,744
LOGAN $200,160 $256,248 $256,248 $309,744
MESA $200,160 $256,248 $256,248 $309,744
MINERAL $200,160 $256,248 $256,248 $309,744
MOFFAT $200,160 $256,248 $256,248 $309,744
MONTEZUMA $200,160 $256,248 $256,248 $309,744
MONTROSE $200,160 $256,248 $256,248 $309,744
MORGAN $200,160 $256,248 $256,248 $309,744
OTERO $200,160 $256,248 $256,248 $309,744
OURAY $200,160 $256,248 $256,248 $309,744
PARK $308,370 $347,322 $347,322 $421,980
PHILLIPS $200,160 $256,248 $256,248 $309,744
PITKIN $290,319 $371,621 $371,621 $449,181
PROWERS $200,160 $256,248 $256,248 $309,744
PUEBLO $200,160 $256,248 $256,248 $309,744
RIO BLANCO $200,160 $256,248 $256,248 $309,744
RIO GRANDE $200,160 $256,248 $256,248 $309,744
ROUTT $302,500 $340,709 $340,709 $413,946
SAGUACHE $200,160 $256,248 $256,248 $309,744
SAN JUAN $200,160 $256,248 $256,248 $309,744
SAN MIGUEL $362,790 $464,449 $464,449 $561,411
SEDGWICK $200,160 $256,248 $256,248 $309,744
SUMMIT $288,800 $325,280 $325,280 $395,200
TELLER $237,500 $267,500 $267,500 $325,000
WASHINGTON $200,160 $256,248 $256,248 $309,744
WELD $237,405 $267,393 $267,393 $324,870
YUMA $200,160 $256,248 $256,248 $309,744