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California Mortgage Loans: Refinance, Home Equity, Purchase a Home

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California Mortgage - Get mortgage rate quotes from our competitive Lenders

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California Mortgage, Home Equity Home Equity Loan
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Refinance Refinance Your Current Loan
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Biweekly mortgage
A Biweekly mortgage has payments every two weeks. Since the payments are made every two weeks there are 26 payments made each year. Biweekly payments allow you to pay off the loan with a smaller over-all interest payment due to frequent principal balance reductions.

First Mortgage (Refinance and Purchase) Conforming Loan Limits:
Effective January 1, 2006

Single Family Residence Two Family Residence Three Family Residence Four Family Residence
$417,000 $533,850 $645,300 $801,950
Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.

Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands

FHA mortgage loan limts by County:
County Single Family 2 Units 3 Units 4 Units
ALAMEDA $362,790 $464,449 $464,449 $561,411
ALPINE $362,790 $464,449 $464,449 $561,411
AMADOR $337,250 $385,200 $385,200 $468,000
BUTTE $275,500 $310,300 $310,300 $377,000
CALAVERAS $362,790 $418,350 $418,350 $508,300
COLUSA $270,750 $304,950 $304,950 $370,500
CONTRA COSTA $362,790 $464,449 $464,449 $561,411
DEL NORTE $236,550 $266,400 $266,400 $323,700
EL DORADO $362,790 $446,190 $446,190 $542,100
FRESNO $263,150 $296,350 $296,350 $360,100
GLENN $215,650 $256,248 $256,248 $309,744
HUMBOLDT $299,250 $337,050 $337,050 $409,500
IMPERIAL $208,950 $256,248 $256,248 $309,744
INYO $362,790 $411,950 $411,950 $500,500
KERN $249,850 $281,400 $281,400 $341,900
KINGS $237,360 $267,342 $267,342 $324,808
LAKE $304,950 $343,450 $343,450 $417,300
LASSEN $200,160 $256,248 $256,248 $309,744
LOS ANGELES $362,790 $464,449 $464,449 $561,411
MADERA $292,600 $329,550 $329,550 $400,400
MARIN $362,790 $464,449 $464,449 $561,411
MARIPOSA $312,895 $353,100 $353,100 $429,000
MENDOCINO $362,790 $428,000 $428,000 $520,000
MERCED $332,500 $374,500 $374,500 $455,000
MODOC $200,160 $256,248 $256,248 $309,744
MONO $362,790 $464,449 $464,449 $561,411
MONTEREY $362,790 $464,449 $464,449 $561,411
NAPA $362,790 $464,449 $464,449 $561,411
NEVADA $362,790 $464,449 $464,449 $561,411
ORANGE $362,790 $464,449 $464,449 $561,411
PLACER $362,790 $446,190 $446,190 $542,100
PLUMAS $256,500 $288,900 $288,900 $351,000
RIVERSIDE $362,790 $426,900 $426,900 $518,700
SACRAMENTO $362,790 $446,190 $446,190 $542,100
SAN BENITO $362,790 $464,449 $464,449 $561,411
SAN BERNARDINO $362,790 $426,900 $426,900 $518,700
SAN DIEGO $362,790 $464,449 $464,449 $561,411
SAN FRANCISCO $362,790 $464,449 $464,449 $561,411
SAN JOAQUIN $362,790 $417,300 $417,300 $507,000
SAN LUIS OBISPO $362,790 $464,449 $464,449 $561,411
SAN MATEO $362,790 $464,449 $464,449 $561,411
SANTA BARBARA $362,790 $464,449 $464,449 $561,411
SANTA CLARA $362,790 $464,449 $464,449 $561,411
SANTA CRUZ $362,790 $464,449 $464,449 $561,411
SHASTA $276,450 $311,370 $311,370 $378,300
SIERRA $200,160 $256,248 $256,248 $309,744
SISKIYOU $223,250 $256,248 $256,248 $309,744
SOLANO $362,790 $464,449 $464,449 $561,411
SONOMA $362,790 $464,449 $464,449 $561,411
STANISLAUS $346,750 $390,550 $390,550 $474,500
SUTTER $301,150 $339,150 $339,150 $412,100
TEHAMA $223,250 $256,248 $256,248 $309,744
TRINITY $200,160 $256,248 $256,248 $309,744
TULARE $231,800 $261,050 $261,050 $317,200
TUOLUMNE $318,250 $363,800 $363,800 $442,000
VENTURA $362,790 $464,449 $464,449 $561,411
YOLO $362,790 $446,190 $446,190 $542,100
YUBA $301,150 $339,150 $339,150 $412,100