Cash Out Refinance A Cash Out Refinance allows you to refinance your property and get a loan for more than the original loan's balance. This additional a loan amount allows you to get cash for things like education, remodeling, payment of bills and generally anything else.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
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Single Family Residence
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Two Family Residence
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Three Family Residence
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Four Family Residence
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$417,000
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$533,850
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$645,300
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$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
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Single Family
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2 Units
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3 Units
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4 Units
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APACHE
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$200,160
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$256,248
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$256,248
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$309,744
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COCHISE
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$200,160
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$256,248
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$256,248
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$309,744
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COCONINO
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$332,500
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$374,500
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$374,500
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$455,000
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GILA
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$200,160
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$256,248
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$256,248
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$309,744
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GRAHAM
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$200,160
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$256,248
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$256,248
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$309,744
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GREENLEE
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$200,160
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$256,248
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$256,248
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$309,744
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LA PAZ
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$200,160
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$256,248
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$256,248
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$309,744
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MARICOPA
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$254,600
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$286,760
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$286,760
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$348,400
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MOHAVE
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$244,600
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$275,500
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$275,500
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$334,750
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NAVAJO
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$200,160
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$256,248
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$256,248
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$309,744
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PIMA
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$239,850
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$270,150
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$270,150
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$328,250
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PINAL
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$254,600
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$286,760
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$286,760
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$348,400
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SANTA CRUZ
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$200,160
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$256,248
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$256,248
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$309,744
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YAVAPAI
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$261,250
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$294,250
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$294,250
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$357,500
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YUMA
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$200,160
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$256,248
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$256,248
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$309,744
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