Cost of Funds Index - COFI The Cost of Funds Index is one of the many interest rate indexes used to determine interest rate adjustments on an adjustable rate mortgages.
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First Mortgage (Refinance and Purchase) Conforming Loan Limits: Effective January 1, 2006
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Single Family Residence
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Two Family Residence
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Three Family Residence
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Four Family Residence
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$417,000
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$533,850
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$645,300
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$801,950
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Mortgage Loan Limits are 50% higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the mortgage limits for the rest of the country.
Second Mortgage (HELOC, Second Trust Deed):
$208,500
$312,750 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands
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FHA mortgage loan limts by County:
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County
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Single Family
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2 Units
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3 Units
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4 Units
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ALEUTIANS EAST
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$200,160
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$256,248
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$256,248
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$309,744
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ALEUTIANS WEST
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$200,160
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$256,248
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$256,248
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$309,744
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ANCHORAGE
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$255,050
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$287,250
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$287,250
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$349,050
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BETHEL
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$200,160
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$256,248
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$256,248
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$309,744
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BRISTOL BAY
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$200,160
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$256,248
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$256,248
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$309,744
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DENALI
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$240,264
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$307,548
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$307,548
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$371,736
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DILLINGHAM
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$200,160
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$256,248
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$256,248
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$309,744
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FAIRBANKS NORTH
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$200,160
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$256,248
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$256,248
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$309,744
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HAINES
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$200,160
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$256,248
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$256,248
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$309,744
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JUNEAU
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$295,200
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$332,500
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$332,500
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$403,950
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KENAI PENINSULA
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$200,160
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$256,248
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$256,248
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$309,744
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KETCHIKAN GATEW
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$200,160
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$256,248
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$256,248
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$309,744
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KODIAK ISLAND
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$200,160
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$256,248
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$256,248
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$309,744
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LAKE AND PENINS
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$200,160
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$256,248
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$256,248
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$309,744
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MATANUSKA-SUSIT
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$255,050
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$287,250
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$287,250
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$349,050
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NOME
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$200,160
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$256,248
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$256,248
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$309,744
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NORTH SLOPE
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$200,160
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$256,248
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$256,248
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$309,744
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NORTHWEST ARCTI
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$200,160
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$256,248
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$256,248
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$309,744
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PRINCE OF WALES
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$200,160
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$256,248
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$256,248
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$309,744
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SITKA
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$327,750
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$369,150
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$369,150
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$448,500
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SKAGWAY-HOONAH
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$200,160
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$256,248
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$256,248
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$309,744
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SOUTHEAST FAIRB
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$200,160
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$256,248
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$256,248
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$309,744
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VALDEZ-CORDOVA
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$200,160
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$256,248
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$256,248
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$309,744
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WADE HAMPTON
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$200,160
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$256,248
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$256,248
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$309,744
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WRANGELL-PETERS
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$200,160
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$256,248
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$256,248
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$309,744
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YAKUTAT CITY
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$240,264
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$307,548
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$307,548
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$371,736
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YUKON-KOYUKUK
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$200,160
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$256,248
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$256,248
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$309,744
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